Compare Today’s Mortgage Rates in Stockton, California 95203
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Stockton, California 95203.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $11,596 over the lifetime of your 30-year fixed loan, or a monthly savings of $32 in Stockton and other areas of San Joaquin county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Stockton, California 95203
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Stockton, California 95203
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Stockton, CA 95203. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Stockton, California 95203 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Stockton, California and around San Joaquin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Stockton, California 95203
For those searching for a new home in Stockton, we have compiled a list of the top mortgage brokers located in and around Stockton, California 95203 to assist you with your search.
Name
Address
Contact
Salas Magdalena-Home Loans Legacy
5830 Dresden Way
Stockton CA 95203
(209) 451-4936
Hsbc
4339 E Morada Ln
Stockton CA 95203
(209) 952-4248
http://www.hsbcusa.com/
Fast Bucks
3008 E Hammer Ln
Stockton CA 95203
(209) 478-6663
info@fastbucks.co.za
Tri-City Mortgage-Stockton
8416 Edgefield Way
Stockton CA 95203
(209) 954-0931
http://www.tricityvacationrentals.com
US Funds Recovery
1928 Colt Dr
Stockton CA 95203
(209) 451-3289
Address
5830 Dresden Way
Stockton CA
Contact
(209) 451-4936
Address
4339 E Morada Ln
Stockton CA
Contact
(209) 952-4248
http://www.hsbcusa.com/
Address
3008 E Hammer Ln
Stockton CA
Contact
(209) 478-6663
info@fastbucks.co.za