Compare Today’s Mortgage Rates for Stockton, California
Pureloan searches all major banks and mortgage lenders for the best home loan rates in Stockton, California 95297. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $34,327 or $95 / month in Stockton and surrounding areas of San Joaquin county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Stockton, California 95297.
No suitable program is found
Summary of Average Mortgage Terms in Stockton, California 95297
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Stockton, California 95297
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Historical Mortgage Rates for Stockton, California 95297 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Stockton, California and around San Joaquin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| % 10 year fixed mortgage | 0.09% | 0.10% | 0.09% | |||||
| avg mortgage rate | 3.38% | 3.13% | 3.00% | |||||
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg Combined LTV (loan to value) | 70.71% | 71.75% | 74.17% | 73.23% | 73.26% | 72.68% | 73.02% | 73.51% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Stockton, California 95297
If you’re looking to buy a new home in Stockton, we have compiled a list of the leading mortgage brokers around Stockton, California 95297 to help you with your search.
Name
Address
Contact
Salas Magdalena-Home Loans Legacy
5830 Dresden Way
Stockton CA 95297
(209) 451-4936
Hsbc
4339 E Morada Ln
Stockton CA 95297
(209) 952-4248
http://www.hsbcusa.com/
Fast Bucks
3008 E Hammer Ln
Stockton CA 95297
(209) 478-6663
info@fastbucks.co.za
Tri-City Mortgage-Stockton
8416 Edgefield Way
Stockton CA 95297
(209) 954-0931
http://www.tricityvacationrentals.com
US Funds Recovery
1928 Colt Dr
Stockton CA 95297
(209) 451-3289
Address
5830 Dresden Way
Stockton CA
Contact
(209) 451-4936
Address
4339 E Morada Ln
Stockton CA
Contact
(209) 952-4248
http://www.hsbcusa.com/
Address
3008 E Hammer Ln
Stockton CA
Contact
(209) 478-6663
info@fastbucks.co.za