Compare Today’s Mortgage Rates for Stockton, California

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Stockton, California 95297. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $34,327 or $95 / month in Stockton and surrounding areas of San Joaquin county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Stockton, California 95297.

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Summary of Average Mortgage Terms in Stockton, California 95297

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Stockton, California 95297 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Stockton, California and around San Joaquin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
% 10 year fixed mortgage 0.09% 0.10% 0.09%
avg mortgage rate 3.38% 3.13% 3.00%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg Combined LTV (loan to value) 70.71% 71.75% 74.17% 73.23% 73.26% 72.68% 73.02% 73.51%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Stockton, California 95297

If you’re looking to buy a new home in Stockton, we have compiled a list of the leading mortgage brokers around Stockton, California 95297 to help you with your search.

Name
Address
Contact

Salas Magdalena-Home Loans Legacy

5830 Dresden Way

Stockton CA 95297

(209) 451-4936

Hsbc

4339 E Morada Ln

Stockton CA 95297

(209) 952-4248

http://www.hsbcusa.com/

Fast Bucks

3008 E Hammer Ln

Stockton CA 95297

(209) 478-6663

info@fastbucks.co.za

Tri-City Mortgage-Stockton

8416 Edgefield Way

Stockton CA 95297

(209) 954-0931

http://www.tricityvacationrentals.com

US Funds Recovery

1928 Colt Dr

Stockton CA 95297

(209) 451-3289

Address

5830 Dresden Way

Stockton CA

Contact

(209) 451-4936

Address

4339 E Morada Ln

Stockton CA

Contact

(209) 952-4248

http://www.hsbcusa.com/

Address

3008 E Hammer Ln

Stockton CA

Contact

(209) 478-6663

info@fastbucks.co.za

News on Mortgages and Reverse Mortgages for Stockton, California 95297