Compare Today’s Mortgage Rates for Stockton, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Stockton, California 95297. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $10,790 or $30 / month in Stockton and other areas of Merced county.
Our search engine explores all home mortgage options in Stockton, California 95297, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Stockton, California 95297


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Stockton, CA 95297, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Stockton, California 95297 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Stockton, California and around Merced county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
% 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
% First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Stockton, California 95297
If you’re looking to buy a new home in Stockton, we have compiled a list of the leading mortgage brokers around Stockton, California 95297 to help you with your search.
Salas Magdalena-Home Loans Legacy
5830 Dresden Way
Stockton CA 95297
(209) 451-4936
Hsbc
4339 E Morada Ln
Stockton CA 95297
(209) 952-4248
http://www.hsbcusa.com/
Fast Bucks
3008 E Hammer Ln
Stockton CA 95297
(209) 478-6663
info@fastbucks.co.za
Tri-City Mortgage-Stockton
8416 Edgefield Way
Stockton CA 95297
(209) 954-0931
http://www.tricityvacationrentals.com
US Funds Recovery
1928 Colt Dr
Stockton CA 95297
(209) 451-3289
Address
5830 Dresden Way
Stockton CA
Contact
(209) 451-4936
Address
4339 E Morada Ln
Stockton CA
Contact
(209) 952-4248
http://www.hsbcusa.com/
Address
3008 E Hammer Ln
Stockton CA
Contact
(209) 478-6663
info@fastbucks.co.za