Compare Today’s Mortgage Rates for Stockton, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Stockton, California 95201. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,017 or $31 / month in Stockton and surrounding areas of San Joaquin county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Stockton, California 95201.
Summary of Average Mortgage Terms in Stockton, California 95201
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Stockton, CA
To forecast and predict mortgage rates in Stockton, CA 95201, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Stockton, California 95201 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Stockton, California and around San Joaquin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Stockton, California 95201
If you’re looking to buy a new home in Stockton, we have compiled a list of the leading mortgage brokers around Stockton, California 95201 to help you with your search.
Name
Address
Contact
Salas Magdalena-Home Loans Legacy
5830 Dresden Way
Stockton CA 95201
(209) 451-4936
Hsbc
4339 E Morada Ln
Stockton CA 95201
(209) 952-4248
http://www.hsbcusa.com/
Fast Bucks
3008 E Hammer Ln
Stockton CA 95201
(209) 478-6663
info@fastbucks.co.za
Tri-City Mortgage-Stockton
8416 Edgefield Way
Stockton CA 95201
(209) 954-0931
http://www.tricityvacationrentals.com
US Funds Recovery
1928 Colt Dr
Stockton CA 95201
(209) 451-3289
Address
5830 Dresden Way
Stockton CA
Contact
(209) 451-4936
Address
4339 E Morada Ln
Stockton CA
Contact
(209) 952-4248
http://www.hsbcusa.com/
Address
3008 E Hammer Ln
Stockton CA
Contact
(209) 478-6663
info@fastbucks.co.za