Compare Today’s Mortgage Rates for Sutter, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Sutter, California 95982. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,189 or $31 / month in Sutter and surrounding areas of Yuba county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Sutter, California 95982.
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Summary of Average Mortgage Terms in Sutter, California 95982
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Sutter, CA 95982, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Sutter, California 95982 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Sutter, California and around Yuba county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Sutter, California 95982
If you’re looking to buy a new home in Sutter, we have compiled a list of the leading mortgage brokers around Sutter, California 95982 to help you with your search.
American Home Mortgage
2208 W Ridge Dr
Sutter CA 95982
(530) 674-3136
http://www.americanhm.com
American Home Mortgage
530 7th St
Williams CA 95982
(530) 473-5233
http://americanhm.com
OneMain Financial
1355 Churn Creek Rd
Redding CA 95982
(530) 223-9850
http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html
Omega Mortgage Group
1181 Hilltop Dr
Redding CA 95982
(530) 223-1400
info@omglending.com
Shawn Patterson - Primary Residential Mortgage, Inc.
1003 Dana Dr
Redding CA 95982
(530) 605-3799
http://www.primaryresidentialmortgage.com/
Address
2208 W Ridge Dr
Sutter CA
Contact
(530) 674-3136
http://www.americanhm.com
Address
530 7th St
Williams CA
Contact
(530) 473-5233
http://americanhm.com
Address
1355 Churn Creek Rd
Redding CA
Contact
(530) 223-9850
http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html