Compare Today’s Mortgage Rates in Sutter Creek, California 95685
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Sutter Creek, California 95685.
Our search engine thoroughly explores all home mortgage options in Sutter Creek, California 95685, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $13,056 in lifetime cash or $36 per month in Sutter Creek and other areas of Amador county.
Summary of Average Mortgages in Sutter Creek, California 95685
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Interactive Mortgage Rate Projections for Sutter Creek, California 95685
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Sutter Creek, CA 95685. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Sutter Creek, California 95685 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Sutter Creek, California and around Amador county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Sutter Creek, California 95685
For those searching for a new home in Sutter Creek, we have compiled a list of the top mortgage brokers located in and around Sutter Creek, California 95685 to assist you with your search.
Placer Title Service Co.
47 Main St
Sutter Creek CA 95685
(209) 267-1080
http://placertitle.com
C P Financial Service
50 Main St
Sutter Creek CA 95685
(209) 223-1370
http://www.cpfin.com/
Tri C Machine
520 Harbor Blvd
West Sacramento CA 95685
(916) 371-8090
gwagner@tricomachine.com
Tri C Manufacturer
517 Houston St
West Sacramento CA 95685
(916) 375-0415
http://trictire.com
Lori Lackey
3024 Beacon Blvd
West Sacramento CA 95685
(916) 371-6300
westsacramentohomeloans@gmail.com
Address
47 Main St
Sutter Creek CA
Contact
(209) 267-1080
http://placertitle.com
Address
50 Main St
Sutter Creek CA
Contact
(209) 223-1370
http://www.cpfin.com/
Address
520 Harbor Blvd
West Sacramento CA
Contact
(916) 371-8090
gwagner@tricomachine.com