Compare Today’s Mortgage Rates for Tehachapi, California
Pureloan searches mortgage lenders and major banks in Tehachapi, California 93581 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,589 or $32 / month is expected in Tehachapi and other areas of Kern county.
Pureloan’s search engine explores all home mortgage options in Tehachapi, California 93581, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Tehachapi, California 93581
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Tehachapi, CA 93581, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Tehachapi, California 93581 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Tehachapi, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Tehachapi, California 93581
If you’re looking to buy a new home in Tehachapi, we have compiled a list of the leading mortgage brokers around Tehachapi, California 93581 to help you with your search.
Name
Address
Contact
American Pacific Mortgage
1001 W Tehachapi Blvd
Tehachapi CA 93581
(661) 822-5523
Ron Depew Mortgage Lender
20430 Brian Way
Tehachapi CA 93581
(661) 822-9482
http://rondepew.com
Americahomekey
20437 Brian Way
Tehachapi CA 93581
(661) 823-4900
American Pacific Mortgage
20406 Brian Way
Tehachapi CA 93581
(661) 822-5523
http://www.apmtehachapi.com
Academy Mortgage - Tehachapi
401 S Curry St
Tehachapi CA 93581
(661) 823-8383
contact@academymortgage.com
Address
1001 W Tehachapi Blvd
Tehachapi CA
Contact
(661) 822-5523
Address
20430 Brian Way
Tehachapi CA
Contact
(661) 822-9482
http://rondepew.com
Address
20437 Brian Way
Tehachapi CA
Contact
(661) 823-4900