Compare Today’s Mortgage Rates for Tehachapi, California

Pureloan searches mortgage lenders and major banks in Tehachapi, California 93581 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,589 or $32 / month is expected in Tehachapi and other areas of Kern county.

Pureloan’s search engine explores all home mortgage options in Tehachapi, California 93581, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Tehachapi, California 93581

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Tehachapi, CA 93581, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Tehachapi, California 93581 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Tehachapi, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Tehachapi, California 93581

If you’re looking to buy a new home in Tehachapi, we have compiled a list of the leading mortgage brokers around Tehachapi, California 93581 to help you with your search.

Name
Address
Contact

American Pacific Mortgage

1001 W Tehachapi Blvd

Tehachapi CA 93581

(661) 822-5523

Ron Depew Mortgage Lender

20430 Brian Way

Tehachapi CA 93581

(661) 822-9482

http://rondepew.com

Americahomekey

20437 Brian Way

Tehachapi CA 93581

(661) 823-4900

American Pacific Mortgage

20406 Brian Way

Tehachapi CA 93581

(661) 822-5523

http://www.apmtehachapi.com

Academy Mortgage - Tehachapi

401 S Curry St

Tehachapi CA 93581

(661) 823-8383

contact@academymortgage.com

Address

1001 W Tehachapi Blvd

Tehachapi CA

Contact

(661) 822-5523

Address

20430 Brian Way

Tehachapi CA

Contact

(661) 822-9482

http://rondepew.com

Address

20437 Brian Way

Tehachapi CA

Contact

(661) 823-4900

News on Mortgages and Reverse Mortgages for Tehachapi, California 93581