Compare Today’s Mortgage Rates for Templeton, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Templeton, California 93465. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $27,494 or $76 / month in Templeton and other areas of San Luis Obispo county.

Our search engine explores all home mortgage options in Templeton, California 93465, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Templeton, California 93465

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Templeton, CA 93465, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Templeton, California 93465 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Templeton, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Templeton, California 93465

If you’re looking to buy a new home in Templeton, we have compiled a list of the leading mortgage brokers around Templeton, California 93465 to help you with your search.

Name
Address
Contact

American Independent MTG Group

1101 Las Tablas Rd

Templeton CA 93465

(805) 434-9288

Cal Oaks Mortgage

2455 Neal Springs Rd

Templeton CA 93465

(805) 434-5226

Medallion Mortgage

212 S Main St

Templeton CA 93465

(805) 296-3322

Crossline Capital

212 S Main St

Templeton CA 93465

(805) 296-3322

http://crosslinecapital.com

M S Mortgage Corporation

520 W Palmdale Blvd

Palmdale CA 93465

(661) 575-8395

Address

1101 Las Tablas Rd

Templeton CA

Contact

(805) 434-9288

Address

2455 Neal Springs Rd

Templeton CA

Contact

(805) 434-5226

Address

212 S Main St

Templeton CA

Contact

(805) 296-3322

News on Mortgages and Reverse Mortgages for Templeton, California 93465