Compare Today’s Mortgage Rates for Thermal, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Thermal, California 92274. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,952 or $22 / month in Thermal and surrounding areas of Riverside county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Thermal, California 92274.
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Summary of Average Mortgage Terms in Thermal, California 92274
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Thermal, CA 92274, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Thermal, California 92274 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Thermal, California and around Riverside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Thermal, California 92274
If you’re looking to buy a new home in Thermal, we have compiled a list of the leading mortgage brokers around Thermal, California 92274 to help you with your search.
Name
Address
Contact
Thunderbird Mortgage
71330 Highway 111
Rancho Mirage CA 92274
(760) 776-9851
mail@wequoteyouinsurance.com
Reverse Mortgage Works
70100 Highway 111
Rancho Mirage CA 92274
(760) 424-8058
New Horizon Mortgage Concepts
42600 Bob Hope Dr
Rancho Mirage CA 92274
(760) 340-6303
http://www.newhorizonmortgage.com
So Cal Direct Lending
71691 Highway 111
Rancho Mirage CA 92274
(760) 836-1087
Caffery Financial Inc.
71687 Highway 111
Rancho Mirage CA 92274
(760) 636-5358
Address
71330 Highway 111
Rancho Mirage CA
Contact
(760) 776-9851
mail@wequoteyouinsurance.com
Address
70100 Highway 111
Rancho Mirage CA
Contact
(760) 424-8058
Address
42600 Bob Hope Dr
Rancho Mirage CA
Contact
(760) 340-6303
http://www.newhorizonmortgage.com