Compare Today’s Mortgage Rates for Thermal, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Thermal, California 92274. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,952 or $22 / month in Thermal and surrounding areas of Riverside county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Thermal, California 92274.

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Summary of Average Mortgage Terms in Thermal, California 92274

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Thermal, CA 92274, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Thermal, California 92274 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Thermal, California and around Riverside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Thermal, California 92274

If you’re looking to buy a new home in Thermal, we have compiled a list of the leading mortgage brokers around Thermal, California 92274 to help you with your search.

Name
Address
Contact

Thunderbird Mortgage

71330 Highway 111

Rancho Mirage CA 92274

(760) 776-9851

mail@wequoteyouinsurance.com

Reverse Mortgage Works

70100 Highway 111

Rancho Mirage CA 92274

(760) 424-8058

New Horizon Mortgage Concepts

42600 Bob Hope Dr

Rancho Mirage CA 92274

(760) 340-6303

http://www.newhorizonmortgage.com

So Cal Direct Lending

71691 Highway 111

Rancho Mirage CA 92274

(760) 836-1087

Caffery Financial Inc.

71687 Highway 111

Rancho Mirage CA 92274

(760) 636-5358

Address

71330 Highway 111

Rancho Mirage CA

Contact

(760) 776-9851

mail@wequoteyouinsurance.com

Address

70100 Highway 111

Rancho Mirage CA

Contact

(760) 424-8058

Address

42600 Bob Hope Dr

Rancho Mirage CA

Contact

(760) 340-6303

http://www.newhorizonmortgage.com

News on Mortgages and Reverse Mortgages for Thermal, California 92274