Compare Today’s Mortgage Rates in Thermal, California 92274
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Thermal, California 92274.
Our search engine thoroughly explores all home mortgage options in Thermal, California 92274, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,151 in lifetime cash or $25 per month in Thermal and other areas of Riverside county.
Summary of Average Mortgages in Thermal, California 92274
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Interactive Mortgage Rate Projections for Thermal, California 92274
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Thermal, CA 92274. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Thermal, California 92274 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Thermal, California and around Riverside county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.01% | 96.86% | 96.10% | 94.10% | 95.30% | 94.45% | 93.51% | 93.79% | 91.38% |
avg mortgage rate | 6.36% | 4.48% | 3.02% | 3.42% | 4.50% | 4.70% | 4.29% | 4.01% | 4.16% |
% 15 year fixed mortgage | 2.04% | 2.36% | 2.66% | 4.04% | 3.77% | 4.43% | 4.93% | 4.83% | 7.37% |
avg mortgage rate | 5.80% | 3.57% | 2.42% | 2.95% | 3.83% | 4.04% | 3.53% | 3.24% | 3.37% |
Avg credit score | 756.75 | 759.92 | 758.53 | 761.61 | 753.98 | 756.27 | 751.95 | 752.99 | 759.41 |
Avg LTV (loan to value) | 76.91% | 76.71% | 77.83% | 76.40% | 76.95% | 75.00% | 75.87% | 75.92% | 74.50% |
Avg DTI (debt to income) | 39.80 | 38.98 | 37.12 | 36.98 | 38.51 | 38.10 | 37.11 | 36.57 | 36.51 |
% First time homebuyer | 36.46% | 31.17% | 28.62% | 24.72% | 26.41% | 22.38% | 20.93% | 20.75% | 17.80% |
Avg mortgage insurance % | 10.57% | 9.78% | 9.25% | 8.23% | 8.65% | 6.39% | 6.42% | 6.68% | 5.29% |
Best Mortgage Brokers around Thermal, California 92274
For those searching for a new home in Thermal, we have compiled a list of the top mortgage brokers located in and around Thermal, California 92274 to assist you with your search.
Thunderbird Mortgage
71330 Highway 111
Rancho Mirage CA 92274
(760) 776-9851
mail@wequoteyouinsurance.com
Reverse Mortgage Works
70100 Highway 111
Rancho Mirage CA 92274
(760) 424-8058
New Horizon Mortgage Concepts
42600 Bob Hope Dr
Rancho Mirage CA 92274
(760) 340-6303
http://www.newhorizonmortgage.com
So Cal Direct Lending
71691 Highway 111
Rancho Mirage CA 92274
(760) 836-1087
Caffery Financial Inc.
71687 Highway 111
Rancho Mirage CA 92274
(760) 636-5358
Address
71330 Highway 111
Rancho Mirage CA
Contact
(760) 776-9851
mail@wequoteyouinsurance.com
Address
70100 Highway 111
Rancho Mirage CA
Contact
(760) 424-8058
Address
42600 Bob Hope Dr
Rancho Mirage CA
Contact
(760) 340-6303
http://www.newhorizonmortgage.com