Compare Today’s Mortgage Rates for Thornton, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Thornton, California 95686. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $13,943 or $39 / month in Thornton and other areas of San Joaquin county.

Our search engine explores all home mortgage options in Thornton, California 95686, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Thornton, California 95686

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Thornton, CA 95686, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Thornton, California 95686 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Thornton, California and around San Joaquin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Thornton, California 95686

If you’re looking to buy a new home in Thornton, we have compiled a list of the leading mortgage brokers around Thornton, California 95686 to help you with your search.

Name
Address
Contact

Tri C Machine

520 Harbor Blvd

West Sacramento CA 95686

(916) 371-8090

gwagner@tricomachine.com

Tri C Manufacturer

517 Houston St

West Sacramento CA 95686

(916) 375-0415

http://trictire.com

Lori Lackey

3024 Beacon Blvd

West Sacramento CA 95686

(916) 371-6300

westsacramentohomeloans@gmail.com

Vitek Mortgage Group

2105 Town Center Plz

West Sacramento CA 95686

(916) 486-6919

http://www.teamvitek.com

Mortz & Associates

2874 Almond St

West Sacramento CA 95686

(916) 371-9808

http://www.mortz.com

Address

520 Harbor Blvd

West Sacramento CA

Contact

(916) 371-8090

gwagner@tricomachine.com

Address

517 Houston St

West Sacramento CA

Contact

(916) 375-0415

http://trictire.com

Address

3024 Beacon Blvd

West Sacramento CA

Contact

(916) 371-6300

westsacramentohomeloans@gmail.com

News on Mortgages and Reverse Mortgages for Thornton, California 95686