Compare Today’s Mortgage Rates for Thousand Oaks, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Thousand Oaks, California 91362. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $30,410 or $84 / month in Thousand Oaks and other areas of Ventura county.

Our search engine explores all home mortgage options in Thousand Oaks, California 91362, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Thousand Oaks, California 91362

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Thousand Oaks, CA 91362, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Thousand Oaks, California 91362 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Thousand Oaks, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.14% 93.52% 91.99% 95.94% 96.18% 95.97% 95.98% 96.02%
avg mortgage rate 4.92% 4.68% 3.92% 4.02% 4.47% 4.14% 3.97% 4.21%
% 15 year fixed mortgage 5.91% 6.17% 8.01% 3.39% 3.61% 3.61% 3.44% 2.99%
avg mortgage rate 4.32% 3.92% 3.35% 3.29% 3.49% 3.23% 3.22% 3.44%
Avg credit score 767.76 762.18 764.13 761.13 756.16 756.88 753.32 749.29
Avg LTV (loan to value) 68.77% 70.72% 71.43% 74.07% 74.19% 73.46% 73.53% 74.86%
Avg DTI (debt to income) 38.64 37.36 35.58 36.81 38.80 39.49 39.88 40.56
% First time homebuyer 49.88% 50.31% 41.46% 45.60% 44.59% 46.28% 42.64% 50.25%
Avg mortgage insurance % 1.60% 2.17% 2.71% 4.18% 4.96% 4.81% 5.13% 6.01%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Thousand Oaks, California 91362

If you’re looking to buy a new home in Thousand Oaks, we have compiled a list of the leading mortgage brokers around Thousand Oaks, California 91362 to help you with your search.

Name
Address
Contact

Polestar

25 Rolling Oaks Dr

Thousand Oaks CA 91362

(805) 778-0722

http://polestarmortgage.com

Chatham Mortgage Services

650 Hampshire Rd

Thousand Oaks CA 91362

(805) 496-3000

carolynsmith@socal.rr.com

Wells Fargo Home Mortgage

140 E Thousand Oaks Blvd

Thousand Oaks CA 91362

(805) 557-0787

http://www.wellsfargo.com/mortgage/

Sentry Home Loans

2667 N Moorpark Rd

Thousand Oaks CA 91362

(805) 241-6484

Advance Financial

463 Pennsfield Pl

Thousand Oaks CA 91362

(805) 374-7755

Address

25 Rolling Oaks Dr

Thousand Oaks CA

Contact

(805) 778-0722

http://polestarmortgage.com

Address

650 Hampshire Rd

Thousand Oaks CA

Contact

(805) 496-3000

carolynsmith@socal.rr.com

Address

140 E Thousand Oaks Blvd

Thousand Oaks CA

Contact

(805) 557-0787

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Thousand Oaks, California 91362