Compare Today’s Mortgage Rates in Thousand Oaks, California 91358
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Thousand Oaks, California 91358.
Our search engine thoroughly explores all home mortgage options in Thousand Oaks, California 91358, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $26,837 in lifetime cash or $75 per month in Thousand Oaks and other areas of Ventura county.
Summary of Average Mortgages in Thousand Oaks, California 91358
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Interactive Mortgage Rate Projections for Thousand Oaks, California 91358
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Thousand Oaks, CA 91358. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Thousand Oaks, California 91358 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Thousand Oaks, California and around Ventura county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 99.48% | 98.82% | 98.74% | 98.11% | 97.68% | 97.22% | 97.42% | 98.15% | 96.93% |
avg mortgage rate | 6.39% | 4.46% | 3.00% | 3.37% | 4.38% | 4.68% | 4.28% | 4.01% | 4.18% |
% 15 year fixed mortgage | 0.39% | 0.95% | 1.05% | 1.33% | 1.83% | 2.06% | 2.19% | 1.45% | 2.78% |
avg mortgage rate | 6.00% | 3.67% | 2.27% | 2.70% | 3.73% | 3.95% | 3.37% | 3.24% | 3.28% |
Avg credit score | 759.26 | 762.50 | 759.48 | 757.57 | 754.32 | 751.45 | 748.87 | 750.20 | 752.25 |
Avg LTV (loan to value) | 77.79% | 78.35% | 80.09% | 79.81% | 78.70% | 76.76% | 77.42% | 77.94% | 77.52% |
Avg DTI (debt to income) | 42.14 | 40.67 | 39.39 | 38.99 | 40.55 | 40.71 | 39.66 | 39.04 | 39.01 |
% First time homebuyer | 58.21% | 57.40% | 55.27% | 52.53% | 51.57% | 47.31% | 45.04% | 43.11% | 44.61% |
Avg mortgage insurance % | 11.63% | 10.44% | 11.15% | 10.86% | 11.02% | 8.72% | 8.44% | 8.35% | 7.49% |
Best Mortgage Brokers around Thousand Oaks, California 91358
For those searching for a new home in Thousand Oaks, we have compiled a list of the top mortgage brokers located in and around Thousand Oaks, California 91358 to assist you with your search.
Polestar
25 Rolling Oaks Dr
Thousand Oaks CA 91358
(805) 778-0722
http://polestarmortgage.com
Chatham Mortgage Services
650 Hampshire Rd
Thousand Oaks CA 91358
(805) 496-3000
carolynsmith@socal.rr.com
Wells Fargo Home Mortgage
140 E Thousand Oaks Blvd
Thousand Oaks CA 91358
(805) 557-0787
http://www.wellsfargo.com/mortgage/
Sentry Home Loans
2667 N Moorpark Rd
Thousand Oaks CA 91358
(805) 241-6484
Advance Financial
463 Pennsfield Pl
Thousand Oaks CA 91358
(805) 374-7755
Address
25 Rolling Oaks Dr
Thousand Oaks CA
Contact
(805) 778-0722
http://polestarmortgage.com
Address
650 Hampshire Rd
Thousand Oaks CA
Contact
(805) 496-3000
carolynsmith@socal.rr.com
Address
140 E Thousand Oaks Blvd
Thousand Oaks CA
Contact
(805) 557-0787
http://www.wellsfargo.com/mortgage/