Compare Today’s Mortgage Rates for Thousand Oaks, California

Pureloan searches mortgage lenders and major banks in Thousand Oaks, California 91360 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $26,526 or $74 / month is expected in Thousand Oaks and other areas of Ventura county.

Pureloan’s search engine explores all home mortgage options in Thousand Oaks, California 91360, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Thousand Oaks, California 91360

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Thousand Oaks, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Thousand Oaks, CA 91360, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Thousand Oaks, CA

Historical Mortgage Rates for Thousand Oaks, California 91360 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Thousand Oaks, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.14% 93.52% 91.99% 95.94% 96.18% 95.97% 95.98% 96.02%
avg mortgage rate 4.92% 4.68% 3.92% 4.02% 4.47% 4.14% 3.97% 4.21%
% 15 year fixed mortgage 5.91% 6.17% 8.01% 3.39% 3.61% 3.61% 3.44% 2.99%
avg mortgage rate 4.32% 3.92% 3.35% 3.29% 3.49% 3.23% 3.22% 3.44%
Avg credit score 767.76 762.18 764.13 761.13 756.16 756.88 753.32 749.29
Avg LTV (loan to value) 68.77% 70.72% 71.43% 74.07% 74.19% 73.46% 73.53% 74.86%
Avg DTI (debt to income) 38.64 37.36 35.58 36.81 38.80 39.49 39.88 40.56
% First time homebuyer 49.88% 50.31% 41.46% 45.60% 44.59% 46.28% 42.64% 50.25%
Avg mortgage insurance % 1.60% 2.17% 2.71% 4.18% 4.96% 4.81% 5.13% 6.01%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Thousand Oaks, California 91360

If you’re looking to buy a new home in Thousand Oaks, we have compiled a list of the leading mortgage brokers around Thousand Oaks, California 91360 to help you with your search.

Name
Address
Contact

Polestar

25 Rolling Oaks Dr

Thousand Oaks CA 91360

(805) 778-0722

http://polestarmortgage.com

Chatham Mortgage Services

650 Hampshire Rd

Thousand Oaks CA 91360

(805) 496-3000

carolynsmith@socal.rr.com

Wells Fargo Home Mortgage

140 E Thousand Oaks Blvd

Thousand Oaks CA 91360

(805) 557-0787

http://www.wellsfargo.com/mortgage/

Sentry Home Loans

2667 N Moorpark Rd

Thousand Oaks CA 91360

(805) 241-6484

Advance Financial

463 Pennsfield Pl

Thousand Oaks CA 91360

(805) 374-7755

Address

25 Rolling Oaks Dr

Thousand Oaks CA

Contact

(805) 778-0722

http://polestarmortgage.com

Address

650 Hampshire Rd

Thousand Oaks CA

Contact

(805) 496-3000

carolynsmith@socal.rr.com

Address

140 E Thousand Oaks Blvd

Thousand Oaks CA

Contact

(805) 557-0787

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Thousand Oaks, California 91360