Compare Today’s Mortgage Rates for Topaz, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Topaz, California 96133. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,260 or $20 / month in Topaz and surrounding areas of Mono county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Topaz, California 96133.

No suitable program is found

Summary of Average Mortgage Terms in Topaz, California 96133

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Topaz, CA 96133, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Topaz, California 96133 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Topaz, California and around Mono county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.33% 94.79% 96.07% 95.86% 95.81% 95.61% 96.47% 96.05%
avg mortgage rate 4.80% 4.61% 3.88% 3.93% 4.44% 4.11% 3.93% 4.14%
% 15 year fixed mortgage 3.32% 4.13% 3.50% 4.04% 4.03% 3.93% 3.08% 3.79%
avg mortgage rate 4.20% 3.85% 3.17% 3.19% 3.47% 3.30% 3.11% 3.31%
Avg credit score 765.25 763.81 765.37 763.12 759.10 757.83 755.77 756.96
Avg LTV (loan to value) 73.46% 73.72% 75.60% 76.51% 77.04% 77.20% 77.48% 76.96%
Avg DTI (debt to income) 37.23 36.90 36.32 36.22 37.57 37.33 37.64 37.92
% First time homebuyer 33.06% 27.69% 28.09% 28.60% 32.39% 32.79% 32.80% 31.44%
Avg mortgage insurance % 1.52% 2.48% 4.47% 5.72% 7.55% 7.92% 8.34% 8.12%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Topaz, California 96133

If you’re looking to buy a new home in Topaz, we have compiled a list of the leading mortgage brokers around Topaz, California 96133 to help you with your search.

Name
Address
Contact

American Agcredit

55 N Union St

Susanville CA 96133

(530) 257-3376

http://www.farmcreditusa.com/

Summit Funding

1855 Main St

Susanville CA 96133

(530) 252-5626

http://summitfunding.net/

Axia Home Loans

2940 Riverside Dr

Susanville CA 96133

(530) 252-1533

http://www.cherylholmes.axiahomeloans.com/

Highland Park Home Loan

625 Main St

Susanville CA 96133

(530) 257-2099

http://hphomeloan.com

American Pacific Mortgage Co.

2301 Main St

Susanville CA 96133

(530) 257-8818

Address

55 N Union St

Susanville CA

Contact

(530) 257-3376

http://www.farmcreditusa.com/

Address

1855 Main St

Susanville CA

Contact

(530) 252-5626

http://summitfunding.net/

Address

2940 Riverside Dr

Susanville CA

Contact

(530) 252-1533

http://www.cherylholmes.axiahomeloans.com/

News on Mortgages and Reverse Mortgages for Topaz, California 96133