Compare Today’s Mortgage Rates for Topaz, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Topaz, California 96133. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,260 or $20 / month in Topaz and surrounding areas of Mono county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Topaz, California 96133.
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Summary of Average Mortgage Terms in Topaz, California 96133
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Topaz, CA 96133, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Topaz, California 96133 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Topaz, California and around Mono county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.33% | 94.79% | 96.07% | 95.86% | 95.81% | 95.61% | 96.47% | 96.05% |
| avg mortgage rate | 4.80% | 4.61% | 3.88% | 3.93% | 4.44% | 4.11% | 3.93% | 4.14% |
| % 15 year fixed mortgage | 3.32% | 4.13% | 3.50% | 4.04% | 4.03% | 3.93% | 3.08% | 3.79% |
| avg mortgage rate | 4.20% | 3.85% | 3.17% | 3.19% | 3.47% | 3.30% | 3.11% | 3.31% |
| Avg credit score | 765.25 | 763.81 | 765.37 | 763.12 | 759.10 | 757.83 | 755.77 | 756.96 |
| Avg LTV (loan to value) | 73.46% | 73.72% | 75.60% | 76.51% | 77.04% | 77.20% | 77.48% | 76.96% |
| Avg DTI (debt to income) | 37.23 | 36.90 | 36.32 | 36.22 | 37.57 | 37.33 | 37.64 | 37.92 |
| % First time homebuyer | 33.06% | 27.69% | 28.09% | 28.60% | 32.39% | 32.79% | 32.80% | 31.44% |
| Avg mortgage insurance % | 1.52% | 2.48% | 4.47% | 5.72% | 7.55% | 7.92% | 8.34% | 8.12% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Topaz, California 96133
If you’re looking to buy a new home in Topaz, we have compiled a list of the leading mortgage brokers around Topaz, California 96133 to help you with your search.
Name
Address
Contact
American Agcredit
55 N Union St
Susanville CA 96133
(530) 257-3376
http://www.farmcreditusa.com/
Summit Funding
1855 Main St
Susanville CA 96133
(530) 252-5626
http://summitfunding.net/
Axia Home Loans
2940 Riverside Dr
Susanville CA 96133
(530) 252-1533
http://www.cherylholmes.axiahomeloans.com/
Highland Park Home Loan
625 Main St
Susanville CA 96133
(530) 257-2099
http://hphomeloan.com
American Pacific Mortgage Co.
2301 Main St
Susanville CA 96133
(530) 257-8818
Address
55 N Union St
Susanville CA
Contact
(530) 257-3376
http://www.farmcreditusa.com/
Address
1855 Main St
Susanville CA
Contact
(530) 252-5626
http://summitfunding.net/
Address
2940 Riverside Dr
Susanville CA
Contact
(530) 252-1533
http://www.cherylholmes.axiahomeloans.com/