Compare Today’s Mortgage Rates for Torrance, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Torrance, California 90510. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $35,752 or $99 / month in Torrance and other areas of Los Angeles county.

Our search engine explores all home mortgage options in Torrance, California 90510, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Torrance, California 90510

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Torrance, CA 90510, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Torrance, California 90510 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Torrance, California and around Los Angeles county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.00% 95.23% 95.16% 96.62% 96.73% 95.89% 97.64% 98.53%
avg mortgage rate 5.03% 4.74% 4.01% 4.10% 4.53% 4.19% 4.06% 4.29%
% 15 year fixed mortgage 3.07% 4.36% 4.45% 2.85% 3.00% 3.87% 1.92% 1.33%
avg mortgage rate 4.46% 4.02% 3.37% 3.31% 3.51% 3.35% 3.27% 3.32%
Avg credit score 756.76 761.06 759.14 758.68 755.28 755.50 754.09 752.56
Avg LTV (loan to value) 72.87% 73.21% 75.09% 74.48% 74.32% 73.78% 74.78% 72.76%
Avg DTI (debt to income) 36.76 36.40 35.81 35.98 37.33 37.21 37.73 38.22
% First time homebuyer 57.20% 47.98% 49.85% 48.05% 46.73% 47.89% 44.89% 42.71%
Avg mortgage insurance % 1.79% 2.37% 3.66% 3.96% 4.58% 4.62% 5.88% 4.73%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Torrance, California 90510

If you’re looking to buy a new home in Torrance, we have compiled a list of the leading mortgage brokers around Torrance, California 90510 to help you with your search.

Name
Address
Contact

Innovative Capital Solutions

17725 Crenshaw Blvd

Torrance CA 90510

(310) 715-1259

World Leadership Group

970 W 190th St

Torrance CA 90510

(323) 850-8619

http://world-leadership.com

Global Electronic Technology

970 W 190th St

Torrance CA 90510

(310) 516-8185

http://globalelectronictechnology.com

George Promise

1247 Sepulveda Blvd

Torrance CA 90510

(310) 257-8335

customerservice@georgepromise.com

South Bay Equity Lending

20300 S Vermont Ave

Torrance CA 90510

(310) 516-3444

info@southbayequity.com

Address

17725 Crenshaw Blvd

Torrance CA

Contact

(310) 715-1259

Address

970 W 190th St

Torrance CA

Contact

(323) 850-8619

http://world-leadership.com

Address

970 W 190th St

Torrance CA

Contact

(310) 516-8185

http://globalelectronictechnology.com

News on Mortgages and Reverse Mortgages for Torrance, California 90510