Compare Today’s Mortgage Rates in Trinidad, California 95570
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Trinidad, California 95570.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Trinidad, California 95570. For a 30-year fixed loan, our calculations show that you can expect to save up to $18,858 over the lifetime of your mortgage, which translates to a monthly savings of $52 in Trinidad and other areas of Humboldt county.
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Summary of Average Mortgages in Trinidad, California 95570
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Trinidad, California 95570
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Trinidad, CA 95570. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Trinidad, California 95570 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Trinidad, California and around Humboldt county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
| avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
| % 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
| avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
| Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
| Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
| Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
| % First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
| Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Trinidad, California 95570
For those searching for a new home in Trinidad, we have compiled a list of the top mortgage brokers located in and around Trinidad, California 95570 to assist you with your search.
Name
Address
Contact
Us Da-National Finance Center
Highway 299
Willow Creek CA 95570
(530) 629-4905
Waller Kaufman & Sutter
2481 Sunrise Blvd
Gold River CA 95570
(916) 852-8744
http://www.wallerkaufmansutter.com/
Mortgage Consultants Group
2200 Sunrise Blvd
Gold River CA 95570
(916) 844-1505
lee@mcgloans.com
Eagle Home Mortgage
2339 Gold Meadow Way
Gold River CA 95570
(916) 852-0000
http://www.eaglehomemortgage.com/
Pacific National Lending
2377 Gold Meadow Way
Gold River CA 95570
(916) 635-8799
http://www.pacificnationallending.com/
Address
Highway 299
Willow Creek CA
Contact
(530) 629-4905
Address
2481 Sunrise Blvd
Gold River CA
Contact
(916) 852-8744
http://www.wallerkaufmansutter.com/
Address
2200 Sunrise Blvd
Gold River CA
Contact
(916) 844-1505
lee@mcgloans.com