Compare Today’s Mortgage Rates for Trinidad, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Trinidad, California 95570. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $22,333 or $62 / month in Trinidad and other areas of Humboldt county.

Our search engine explores all home mortgage options in Trinidad, California 95570, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Trinidad, California 95570

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Trinidad, CA 95570, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Trinidad, California 95570 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Trinidad, California and around Humboldt county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Trinidad, California 95570

If you’re looking to buy a new home in Trinidad, we have compiled a list of the leading mortgage brokers around Trinidad, California 95570 to help you with your search.

Name
Address
Contact

Us Da-National Finance Center

Highway 299

Willow Creek CA 95570

(530) 629-4905

Waller Kaufman & Sutter

2481 Sunrise Blvd

Gold River CA 95570

(916) 852-8744

http://www.wallerkaufmansutter.com/

Mortgage Consultants Group

2200 Sunrise Blvd

Gold River CA 95570

(916) 844-1505

lee@mcgloans.com

Eagle Home Mortgage

2339 Gold Meadow Way

Gold River CA 95570

(916) 852-0000

http://www.eaglehomemortgage.com/

Pacific National Lending

2377 Gold Meadow Way

Gold River CA 95570

(916) 635-8799

http://www.pacificnationallending.com/

Address

Highway 299

Willow Creek CA

Contact

(530) 629-4905

Address

2481 Sunrise Blvd

Gold River CA

Contact

(916) 852-8744

http://www.wallerkaufmansutter.com/

Address

2200 Sunrise Blvd

Gold River CA

Contact

(916) 844-1505

lee@mcgloans.com

News on Mortgages and Reverse Mortgages for Trinidad, California 95570