Compare Today’s Mortgage Rates for Truckee, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Truckee, California 96162. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $152,184 or $423 / month in Truckee and other areas of Nevada county.
Our search engine explores all home mortgage options in Truckee, California 96162, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Truckee, California 96162
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Truckee, CA 96162, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Truckee, California 96162 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Truckee, California and around Nevada county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.33% | 94.79% | 96.07% | 95.86% | 95.81% | 95.61% | 96.47% | 96.05% |
| avg mortgage rate | 4.80% | 4.61% | 3.88% | 3.93% | 4.44% | 4.11% | 3.93% | 4.14% |
| % 15 year fixed mortgage | 3.32% | 4.13% | 3.50% | 4.04% | 4.03% | 3.93% | 3.08% | 3.79% |
| avg mortgage rate | 4.20% | 3.85% | 3.17% | 3.19% | 3.47% | 3.30% | 3.11% | 3.31% |
| Avg credit score | 765.25 | 763.81 | 765.37 | 763.12 | 759.10 | 757.83 | 755.77 | 756.96 |
| Avg LTV (loan to value) | 73.46% | 73.72% | 75.60% | 76.51% | 77.04% | 77.20% | 77.48% | 76.96% |
| Avg DTI (debt to income) | 37.23 | 36.90 | 36.32 | 36.22 | 37.57 | 37.33 | 37.64 | 37.92 |
| % First time homebuyer | 33.06% | 27.69% | 28.09% | 28.60% | 32.39% | 32.79% | 32.80% | 31.44% |
| Avg mortgage insurance % | 1.52% | 2.48% | 4.47% | 5.72% | 7.55% | 7.92% | 8.34% | 8.12% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Truckee, California 96162
If you’re looking to buy a new home in Truckee, we have compiled a list of the leading mortgage brokers around Truckee, California 96162 to help you with your search.
Name
Address
Contact
American Residential Funding
10210 E Jibboom St
Truckee CA 96162
(530) 550-2362
http://www.dreamhomeloan.com/
Pinnacle Mortgage Group
13440 Donner Pass Rd
Truckee CA 96162
(530) 582-8864
Tahoe Lending Group
12000 Pioneer Trl
Truckee CA 96162
(530) 582-9992
Spotted Dog Planning
10770 Donner Pass Rd
Truckee CA 96162
(530) 386-1104
Eagle Mortgage
10382 Donner Pass Rd
Truckee CA 96162
(916) 774-1600
http://loaneagle.com
Address
10210 E Jibboom St
Truckee CA
Contact
(530) 550-2362
http://www.dreamhomeloan.com/
Address
13440 Donner Pass Rd
Truckee CA
Contact
(530) 582-8864
Address
12000 Pioneer Trl
Truckee CA
Contact
(530) 582-9992