Compare Today’s Mortgage Rates for Twain Harte, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Twain Harte, California 95383. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $11,589 or $32 / month in Twain Harte and other areas of Tuolumne county.
Our search engine explores all home mortgage options in Twain Harte, California 95383, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Twain Harte, California 95383
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Twain Harte, CA 95383, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Twain Harte, California 95383 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Twain Harte, California and around Tuolumne county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Twain Harte, California 95383
If you’re looking to buy a new home in Twain Harte, we have compiled a list of the leading mortgage brokers around Twain Harte, California 95383 to help you with your search.
Name
Address
Contact
American Pacific Mortgage
24272 State Highway 108
Twain Harte CA 95383
(209) 586-9982
http://www.reversemortgagestore.com
Rogers CMS
23003 Joaquin Gully Rd
Twain Harte CA 95383
(209) 586-5031
49'er Financial
22910 Twain Harte Dr
Twain Harte CA 95383
(209) 586-4900
Heritage Mortgage
23003 Joaquin Gully Rd
Twain Harte CA 95383
(209) 586-5031
http://hrtg.net
All American Finance
300 E Main St
Turlock CA 95383
(209) 216-5970
http://www.aafinance.com/
Address
24272 State Highway 108
Twain Harte CA
Contact
(209) 586-9982
http://www.reversemortgagestore.com
Address
23003 Joaquin Gully Rd
Twain Harte CA
Contact
(209) 586-5031
Address
22910 Twain Harte Dr
Twain Harte CA
Contact
(209) 586-4900