Compare Today’s Mortgage Rates for Twain Harte, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Twain Harte, California 95383. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $11,589 or $32 / month in Twain Harte and other areas of Tuolumne county.

Our search engine explores all home mortgage options in Twain Harte, California 95383, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Twain Harte, California 95383

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Twain Harte, CA 95383, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Twain Harte, California 95383 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Twain Harte, California and around Tuolumne county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Twain Harte, California 95383

If you’re looking to buy a new home in Twain Harte, we have compiled a list of the leading mortgage brokers around Twain Harte, California 95383 to help you with your search.

Name
Address
Contact

American Pacific Mortgage

24272 State Highway 108

Twain Harte CA 95383

(209) 586-9982

http://www.reversemortgagestore.com

Rogers CMS

23003 Joaquin Gully Rd

Twain Harte CA 95383

(209) 586-5031

49'er Financial

22910 Twain Harte Dr

Twain Harte CA 95383

(209) 586-4900

Heritage Mortgage

23003 Joaquin Gully Rd

Twain Harte CA 95383

(209) 586-5031

http://hrtg.net

All American Finance

300 E Main St

Turlock CA 95383

(209) 216-5970

http://www.aafinance.com/

Address

24272 State Highway 108

Twain Harte CA

Contact

(209) 586-9982

http://www.reversemortgagestore.com

Address

23003 Joaquin Gully Rd

Twain Harte CA

Contact

(209) 586-5031

Address

22910 Twain Harte Dr

Twain Harte CA

Contact

(209) 586-4900

News on Mortgages and Reverse Mortgages for Twain Harte, California 95383