Compare Today’s Mortgage Rates for Union City, California

Pureloan searches mortgage lenders and major banks in Union City, California 94587 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $36,574 or $102 / month is expected in Union City and other areas of Alameda county.

Pureloan’s search engine explores all home mortgage options in Union City, California 94587, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Union City, California 94587

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Union City, CA 94587, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Union City, California 94587 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Union City, California and around Alameda county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Union City, California 94587

If you’re looking to buy a new home in Union City, we have compiled a list of the leading mortgage brokers around Union City, California 94587 to help you with your search.

Name
Address
Contact

Afm Realtors Of America

32134 Alvarado Blvd

Union City CA 94587

(510) 476-1800

carlosmamaril@yahoo.com

Royal Crown Bancorp

29400 Kohoutek Way

Union City CA 94587

(510) 487-6925

http://crownloan.com/

Uni Pet Clinic

31047 Vallejo St

Union City CA 94587

(510) 477-8898

Cal Coast Financial Corporation

32980 Alvarado Niles Rd

Union City CA 94587

(510) 324-1800

customerservice@calcoastmtg.co

California Home Loans

32145 Alvarado Niles Rd

Union City CA 94587

(510) 489-2100

raywalia@hotmail.com

Address

32134 Alvarado Blvd

Union City CA

Contact

(510) 476-1800

carlosmamaril@yahoo.com

Address

29400 Kohoutek Way

Union City CA

Contact

(510) 487-6925

http://crownloan.com/

Address

31047 Vallejo St

Union City CA

Contact

(510) 477-8898

News on Mortgages and Reverse Mortgages for Union City, California 94587