Compare Today’s Mortgage Rates in Union City, California 94587
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Union City, California 94587.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $32,276 over the lifetime of your 30-year fixed loan, or a monthly savings of $90 in Union City and other areas of Alameda county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Union City, California 94587
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Interactive Mortgage Rate Projections for Union City, California 94587
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Union City, CA 94587. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Union City, California 94587 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Union City, California and around Alameda county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.94% | 97.59% | 97.86% | 97.67% | 97.27% | 96.83% | 96.37% | 96.99% | 96.04% |
avg mortgage rate | 6.35% | 4.43% | 2.98% | 3.34% | 4.35% | 4.66% | 4.26% | 3.99% | 4.16% |
% 15 year fixed mortgage | 1.83% | 1.93% | 1.84% | 1.60% | 1.99% | 2.71% | 3.11% | 2.61% | 3.55% |
avg mortgage rate | 5.53% | 3.62% | 2.37% | 2.82% | 3.73% | 4.02% | 3.50% | 3.17% | 3.24% |
Avg credit score | 756.77 | 762.30 | 762.37 | 769.05 | 757.50 | 755.28 | 751.66 | 752.73 | 754.27 |
Avg LTV (loan to value) | 77.91% | 77.82% | 77.93% | 77.96% | 76.10% | 73.69% | 75.18% | 75.68% | 75.25% |
Avg DTI (debt to income) | 40.60 | 39.46 | 37.35 | 37.10 | 38.72 | 38.73 | 38.08 | 37.26 | 36.97 |
% First time homebuyer | 59.68% | 56.84% | 56.44% | 56.11% | 52.89% | 48.25% | 45.42% | 43.25% | 42.74% |
Avg mortgage insurance % | 11.32% | 10.61% | 9.69% | 9.55% | 9.30% | 6.82% | 6.61% | 6.74% | 5.80% |
Best Mortgage Brokers around Union City, California 94587
For those searching for a new home in Union City, we have compiled a list of the top mortgage brokers located in and around Union City, California 94587 to assist you with your search.
Afm Realtors Of America
32134 Alvarado Blvd
Union City CA 94587
(510) 476-1800
carlosmamaril@yahoo.com
Royal Crown Bancorp
29400 Kohoutek Way
Union City CA 94587
(510) 487-6925
http://crownloan.com/
Uni Pet Clinic
31047 Vallejo St
Union City CA 94587
(510) 477-8898
Cal Coast Financial Corporation
32980 Alvarado Niles Rd
Union City CA 94587
(510) 324-1800
customerservice@calcoastmtg.co
California Home Loans
32145 Alvarado Niles Rd
Union City CA 94587
(510) 489-2100
raywalia@hotmail.com
Address
32134 Alvarado Blvd
Union City CA
Contact
(510) 476-1800
carlosmamaril@yahoo.com
Address
29400 Kohoutek Way
Union City CA
Contact
(510) 487-6925
http://crownloan.com/
Address
31047 Vallejo St
Union City CA
Contact
(510) 477-8898