Compare Today’s Mortgage Rates for Vacaville, California
Pureloan searches mortgage lenders and major banks in Vacaville, California 95696 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $20,615 or $57 / month is expected in Vacaville and other areas of Solano county.
Pureloan’s search engine explores all home mortgage options in Vacaville, California 95696, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Vacaville, California 95696
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Vacaville, CA 95696, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Vacaville, California 95696 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Vacaville, California and around Solano county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Vacaville, California 95696
If you’re looking to buy a new home in Vacaville, we have compiled a list of the leading mortgage brokers around Vacaville, California 95696 to help you with your search.
Name
Address
Contact
Sierra Pacific Home Loan
419 Mason St
Vacaville CA 95696
(707) 469-7500
Highland Real Estate Group
479 Mason St
Vacaville CA 95696
(707) 448-4800
Kappel Gateway Realty
355 Main St
Vacaville CA 95696
(707) 446-0600
Wells Fargo Home Mortgage
401 Davis St
Vacaville CA 95696
(707) 448-0117
http://www.wellsfargo.com/mortgage/
Darryl Zadnik
419 Mason St
Vacaville CA 95696
(707) 469-7500
Address
419 Mason St
Vacaville CA
Contact
(707) 469-7500
Address
479 Mason St
Vacaville CA
Contact
(707) 448-4800
Address
355 Main St
Vacaville CA
Contact
(707) 446-0600