Compare Today’s Mortgage Rates for Vacaville, California

Pureloan searches mortgage lenders and major banks in Vacaville, California 95696 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $20,615 or $57 / month is expected in Vacaville and other areas of Solano county.

Pureloan’s search engine explores all home mortgage options in Vacaville, California 95696, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Vacaville, California 95696

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Vacaville, CA 95696, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Vacaville, California 95696 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Vacaville, California and around Solano county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Vacaville, California 95696

If you’re looking to buy a new home in Vacaville, we have compiled a list of the leading mortgage brokers around Vacaville, California 95696 to help you with your search.

Name
Address
Contact

Sierra Pacific Home Loan

419 Mason St

Vacaville CA 95696

(707) 469-7500

Highland Real Estate Group

479 Mason St

Vacaville CA 95696

(707) 448-4800

Kappel Gateway Realty

355 Main St

Vacaville CA 95696

(707) 446-0600

Wells Fargo Home Mortgage

401 Davis St

Vacaville CA 95696

(707) 448-0117

http://www.wellsfargo.com/mortgage/

Darryl Zadnik

419 Mason St

Vacaville CA 95696

(707) 469-7500

Address

419 Mason St

Vacaville CA

Contact

(707) 469-7500

Address

479 Mason St

Vacaville CA

Contact

(707) 448-4800

Address

355 Main St

Vacaville CA

Contact

(707) 446-0600

News on Mortgages and Reverse Mortgages for Vacaville, California 95696