Compare Today’s Mortgage Rates in Valencia, California 91385
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Valencia, California 91385.
Our search engine thoroughly explores all home mortgage options in Valencia, California 91385, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $21,034 in lifetime cash or $58 per month in Valencia and other areas of Los Angeles county.
34.3916
-118.5416
37842
Summary of Average Mortgages in Valencia, California 91385
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Valencia, California 91385
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Valencia, California 91385
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Valencia, CA 91385. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Valencia, California 91385 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Valencia, California and around Los Angeles county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 99.48% | 98.82% | 98.74% | 98.11% | 97.68% | 97.22% | 97.42% | 98.15% | 96.93% |
avg mortgage rate | 6.39% | 4.46% | 3.00% | 3.37% | 4.38% | 4.68% | 4.28% | 4.01% | 4.18% |
% 15 year fixed mortgage | 0.39% | 0.95% | 1.05% | 1.33% | 1.83% | 2.06% | 2.19% | 1.45% | 2.78% |
avg mortgage rate | 6.00% | 3.67% | 2.27% | 2.70% | 3.73% | 3.95% | 3.37% | 3.24% | 3.28% |
Avg credit score | 759.26 | 762.50 | 759.48 | 757.57 | 754.32 | 751.45 | 748.87 | 750.20 | 752.25 |
Avg LTV (loan to value) | 77.79% | 78.35% | 80.09% | 79.81% | 78.70% | 76.76% | 77.42% | 77.94% | 77.52% |
Avg DTI (debt to income) | 42.14 | 40.67 | 39.39 | 38.99 | 40.55 | 40.71 | 39.66 | 39.04 | 39.01 |
% First time homebuyer | 58.21% | 57.40% | 55.27% | 52.53% | 51.57% | 47.31% | 45.04% | 43.11% | 44.61% |
Avg mortgage insurance % | 11.63% | 10.44% | 11.15% | 10.86% | 11.02% | 8.72% | 8.44% | 8.35% | 7.49% |
Best Mortgage Brokers around Valencia, California 91385
For those searching for a new home in Valencia, we have compiled a list of the top mortgage brokers located in and around Valencia, California 91385 to assist you with your search.
Name
Address
Contact
Keystone Financial Service
25375 Playa Serena Dr
Valencia CA 91385
(661) 255-7515
First Choice Lending
27034 Maple Tree Ct
Valencia CA 91385
(818) 402-0180
michael@fcldirect.com
Loan Fund Unlimited
25000 Avenue Stanford
Valencia CA 91385
(661) 702-1527
Citinet Mortgage
27200 Tourney Rd
Valencia CA 91385
(661) 964-1401
Prospect Mortgage
27201 Tourney Rd
Valencia CA 91385
(661) 290-2684
Address
25375 Playa Serena Dr
Valencia CA
Contact
(661) 255-7515
Address
27034 Maple Tree Ct
Valencia CA
Contact
(818) 402-0180
michael@fcldirect.com
Address
25000 Avenue Stanford
Valencia CA
Contact
(661) 702-1527