Compare Today’s Mortgage Rates for Vallecito, California

Pureloan searches mortgage lenders and major banks in Vallecito, California 95251 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,297 or $23 / month is expected in Vallecito and other areas of Calaveras county.

Pureloan’s search engine explores all home mortgage options in Vallecito, California 95251, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Vallecito, California 95251

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Vallecito, CA 95251, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Vallecito, California 95251 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Vallecito, California and around Calaveras county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Vallecito, California 95251

If you’re looking to buy a new home in Vallecito, we have compiled a list of the leading mortgage brokers around Vallecito, California 95251 to help you with your search.

Name
Address
Contact

Hi-Tek Real Estate & Home Loans

155 Darcy Pkwy

Lathrop CA 95251

(209) 858-5700

Louis Iva

121 Rue De Yoe

Modesto CA 95251

(209) 846-9273

Firstcal Mortgage Company

3224 McHenry Ave

Modesto CA 95251

(209) 765-5115

Carrollton Mortgage Co.

121 E Orangeburg Ave

Modesto CA 95251

(209) 526-6200

http://www.Reverseme.com

Household Finance

2225 Plaza Pkwy

Modesto CA 95251

(209) 524-3121

http://www.household.com

Address

155 Darcy Pkwy

Lathrop CA

Contact

(209) 858-5700

Address

121 Rue De Yoe

Modesto CA

Contact

(209) 846-9273

Address

3224 McHenry Ave

Modesto CA

Contact

(209) 765-5115

News on Mortgages and Reverse Mortgages for Vallecito, California 95251