Compare Today’s Mortgage Rates for Valyermo, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Valyermo, California 93563. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $8,643 or $24 / month in Valyermo and other areas of Los Angeles county.

Our search engine explores all home mortgage options in Valyermo, California 93563, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Valyermo, California 93563

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Valyermo, CA 93563, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Valyermo, California 93563 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Valyermo, California and around Los Angeles county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Valyermo, California 93563

If you’re looking to buy a new home in Valyermo, we have compiled a list of the leading mortgage brokers around Valyermo, California 93563 to help you with your search.

Name
Address
Contact

Academy Mortgage

112 S Robinson St

Tehachapi CA 93563

(661) 823-8383

http://www.academymortgage.com

Imortgage

801 W Tehachapi Blvd

Tehachapi CA 93563

(661) 823-1427

kathryn.mika@imortgage.com

Tammy Engel

785 Tucker Rd

Tehachapi CA 93563

(661) 822-7325

http://tammyengel.com

Guild Mortgage

803 Tucker Rd

Tehachapi CA 93563

(661) 822-5868

http://www.guildmortgage.com/

Imortgage

529 E F St

Tehachapi CA 93563

(661) 823-1427

http://www.imortgage.com/

Address

112 S Robinson St

Tehachapi CA

Contact

(661) 823-8383

http://www.academymortgage.com

Address

801 W Tehachapi Blvd

Tehachapi CA

Contact

(661) 823-1427

kathryn.mika@imortgage.com

Address

785 Tucker Rd

Tehachapi CA

Contact

(661) 822-7325

http://tammyengel.com

News on Mortgages and Reverse Mortgages for Valyermo, California 93563