Compare Today’s Mortgage Rates for Ventura, California

Pureloan searches mortgage lenders and major banks in Ventura, California 93009 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $26,206 or $73 / month is expected in Ventura and other areas of Ventura county.

Pureloan’s search engine explores all home mortgage options in Ventura, California 93009, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Ventura, California 93009

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ventura, CA 93009, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Ventura, California 93009 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Ventura, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ventura, California 93009

If you’re looking to buy a new home in Ventura, we have compiled a list of the leading mortgage brokers around Ventura, California 93009 to help you with your search.

Name
Address
Contact

Calstar Lending

9099 Wolverton St

Ventura CA 93009

(805) 290-3523

Ace Cash Express

9340 Telephone Rd

Ventura CA 93009

(805) 647-4109

customerservice@acecashexpress.com

101 Mortgage Bart

2299 E Main St

Ventura CA 93009

(805) 652-1314

Seaside Trustee Inc.

732 Venwood Ave

Ventura CA 93009

(805) 643-0363

http://www.seasidetrustee.com

Infinity Financial Associates

1020 S Seaward Ave

Ventura CA 93009

(805) 652-1920

Address

9099 Wolverton St

Ventura CA

Contact

(805) 290-3523

Address

9340 Telephone Rd

Ventura CA

Contact

(805) 647-4109

customerservice@acecashexpress.com

Address

2299 E Main St

Ventura CA

Contact

(805) 652-1314

News on Mortgages and Reverse Mortgages for Ventura, California 93009