Compare Today’s Mortgage Rates for Ventura, California
Pureloan searches mortgage lenders and major banks in Ventura, California 93009 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $26,206 or $73 / month is expected in Ventura and other areas of Ventura county.
Pureloan’s search engine explores all home mortgage options in Ventura, California 93009, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Ventura, California 93009
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Ventura, CA 93009, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Ventura, California 93009 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Ventura, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Ventura, California 93009
If you’re looking to buy a new home in Ventura, we have compiled a list of the leading mortgage brokers around Ventura, California 93009 to help you with your search.
Name
Address
Contact
Calstar Lending
9099 Wolverton St
Ventura CA 93009
(805) 290-3523
Ace Cash Express
9340 Telephone Rd
Ventura CA 93009
(805) 647-4109
customerservice@acecashexpress.com
101 Mortgage Bart
2299 E Main St
Ventura CA 93009
(805) 652-1314
Seaside Trustee Inc.
732 Venwood Ave
Ventura CA 93009
(805) 643-0363
http://www.seasidetrustee.com
Infinity Financial Associates
1020 S Seaward Ave
Ventura CA 93009
(805) 652-1920
Address
9099 Wolverton St
Ventura CA
Contact
(805) 290-3523
Address
9340 Telephone Rd
Ventura CA
Contact
(805) 647-4109
customerservice@acecashexpress.com
Address
2299 E Main St
Ventura CA
Contact
(805) 652-1314