Compare Today’s Mortgage Rates for Vernalis, California

Pureloan searches mortgage lenders and major banks in Vernalis, California 95385 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $118,062 or $328 / month is expected in Vernalis and other areas of San Joaquin county.

Pureloan’s search engine explores all home mortgage options in Vernalis, California 95385, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Vernalis, California 95385

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Vernalis, CA 95385, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Vernalis, California 95385 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Vernalis, California and around San Joaquin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Vernalis, California 95385

If you’re looking to buy a new home in Vernalis, we have compiled a list of the leading mortgage brokers around Vernalis, California 95385 to help you with your search.

Name
Address
Contact

Nationwide Home Mortgage & Real Estate

105 Orchard Rd

Vernalis CA 95385

(209) 834-0404

LMC Mortgage

1112 Morgan St

Santa Rosa CA 95385

(707) 578-3004

Professional Mortgage Service

3333 Mendocino Ave

Santa Rosa CA 95385

(707) 525-9910

Nationstar Mortgage

3558 Round Barn Blvd

Santa Rosa CA 95385

(707) 543-0905

http://www.nationstarmtg.com/

Frost Mortgage Lending Group

648 Larkfield Ctr

Santa Rosa CA 95385

(707) 331-1395

http://www.frostnorthbay.com/

Address

105 Orchard Rd

Vernalis CA

Contact

(209) 834-0404

Address

1112 Morgan St

Santa Rosa CA

Contact

(707) 578-3004

Address

3333 Mendocino Ave

Santa Rosa CA

Contact

(707) 525-9910

News on Mortgages and Reverse Mortgages for Vernalis, California 95385