Compare Today’s Mortgage Rates for Victorville, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Victorville, California 92395. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,989 or $25 / month in Victorville and surrounding areas of San Bernardino county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Victorville, California 92395.
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Summary of Average Mortgage Terms in Victorville, California 92395
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Victorville, CA 92395, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Victorville, California 92395 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Victorville, California and around San Bernardino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Victorville, California 92395
If you’re looking to buy a new home in Victorville, we have compiled a list of the leading mortgage brokers around Victorville, California 92395 to help you with your search.
Fidelity Mortgage Lenders
15411 Village Dr
Victorville CA 92395
(760) 952-2631
OneMain Financial
15667 Roy Rogers Dr
Victorville CA 92395
(760) 241-1370
http://branches.onemainfinancial.com/ca/victorville/15667-roy-rogers-drive.html
Capital Trust Mortgage
15272 7th St
Victorville CA 92395
(760) 843-1838
Charter Funding
12402 Industrial Blvd
Victorville CA 92395
(760) 955-5959
Choice Lending Group
12138 Industrial Blvd
Victorville CA 92395
(760) 245-9433
http://choicelendingcorp.com/
Address
15411 Village Dr
Victorville CA
Contact
(760) 952-2631
Address
15667 Roy Rogers Dr
Victorville CA
Contact
(760) 241-1370
http://branches.onemainfinancial.com/ca/victorville/15667-roy-rogers-drive.html
Address
15272 7th St
Victorville CA
Contact
(760) 843-1838