Compare Today’s Mortgage Rates for Vidal, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Vidal, California 92280. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,251 or $6 / month in Vidal and surrounding areas of Imperial county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Vidal, California 92280.

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Summary of Average Mortgage Terms in Vidal, California 92280

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Vidal, CA 92280, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Vidal, California 92280 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Vidal, California and around Imperial county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Vidal, California 92280

If you’re looking to buy a new home in Vidal, we have compiled a list of the leading mortgage brokers around Vidal, California 92280 to help you with your search.

Name
Address
Contact

Thacher Robert-Thacher & Daughter Real Estate

58945 Business Center Dr

Yucca Valley CA 92280

(760) 365-1100

http://www.thacherrealestate.com

Mojave Mortgage Group

7281 Dumosa Ave

Yucca Valley CA 92280

(760) 365-0444

First Nations Home Finance

7398 Fox Trl

Yucca Valley CA 92280

(760) 415-7982

http://www.dianegiannelli.com/

Perl Mortgage

57752 29 Palms Hwy

Yucca Valley CA 92280

(800) 600-3863

marka@perlmortgage.com

Crosscountry Mortgage

7245 Joshua Ln

Yucca Valley CA 92280

(760) 365-2025

mjames@myccmortgage.com

Address

58945 Business Center Dr

Yucca Valley CA

Contact

(760) 365-1100

http://www.thacherrealestate.com

Address

7281 Dumosa Ave

Yucca Valley CA

Contact

(760) 365-0444

Address

7398 Fox Trl

Yucca Valley CA

Contact

(760) 415-7982

http://www.dianegiannelli.com/

News on Mortgages and Reverse Mortgages for Vidal, California 92280