Compare Today’s Mortgage Rates in Vina, California 96092
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Vina, California 96092.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,960 over the lifetime of your 30-year fixed loan, or a monthly savings of $22 in Vina and other areas of Tehama county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Vina, California 96092
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Vina, California 96092
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Vina, CA 96092. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Vina, California 96092 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Vina, California and around Tehama county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.91% | 96.83% | 96.78% | 94.83% | 94.89% | 92.82% | 93.95% | 92.72% | 93.63% |
| avg mortgage rate | 6.53% | 4.66% | 3.12% | 3.54% | 4.61% | 4.75% | 4.31% | 4.02% | 4.20% |
| % 15 year fixed mortgage | 2.09% | 2.45% | 2.58% | 4.48% | 4.60% | 6.49% | 4.72% | 6.04% | 5.34% |
| avg mortgage rate | 6.09% | 4.09% | 2.51% | 3.25% | 3.95% | 4.22% | 3.68% | 3.36% | 3.46% |
| Avg credit score | 751.99 | 751.56 | 752.99 | 754.59 | 761.77 | 754.34 | 752.00 | 751.96 | 752.77 |
| Avg LTV (loan to value) | 79.66% | 79.71% | 80.93% | 81.16% | 78.25% | 78.39% | 79.35% | 80.32% | 80.58% |
| Avg DTI (debt to income) | 37.91 | 37.30 | 36.01 | 36.18 | 37.46 | 37.03 | 35.40 | 36.10 | 35.77 |
| % First time homebuyer | 38.74% | 32.52% | 30.70% | 33.79% | 31.67% | 26.24% | 27.85% | 25.23% | 27.93% |
| Avg mortgage insurance % | 12.47% | 12.49% | 11.56% | 12.18% | 11.06% | 8.87% | 10.54% | 11.04% | 10.86% |
Best Mortgage Brokers around Vina, California 96092
For those searching for a new home in Vina, we have compiled a list of the top mortgage brokers located in and around Vina, California 96092 to assist you with your search.
Name
Address
Contact
American Pacific Mortgage
999 S Main St
Yreka CA 96092
(530) 841-5100
http://www.johnknitter.com/
Check 'n Go
1301 S Main St
Yreka CA 96092
(530) 842-0206
comments@checkngo.com
Knitter John
999 S Main St
Yreka CA 96092
(530) 841-5100
http://www.johnknitter.com/
Carlson Jean
1001 S Main St
Yreka CA 96092
(530) 842-1044
http://remax.com
Superior Ca Economic Development
40B Glen Rd
Weaverville CA 96092
(530) 623-2764
http://scedd.org
Address
999 S Main St
Yreka CA
Contact
(530) 841-5100
http://www.johnknitter.com/
Address
1301 S Main St
Yreka CA
Contact
(530) 842-0206
comments@checkngo.com
Address
999 S Main St
Yreka CA
Contact
(530) 841-5100
http://www.johnknitter.com/