Compare Today’s Mortgage Rates in Vista, California 92084
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Vista, California 92084.
Our search engine thoroughly explores all home mortgage options in Vista, California 92084, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $20,309 in lifetime cash or $56 per month in Vista and other areas of San Diego county.
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Summary of Average Mortgages in Vista, California 92084
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Vista, California 92084
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Vista, CA 92084. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Vista, California 92084 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Vista, California and around San Diego county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.73% | 97.72% | 97.96% | 97.25% | 96.99% | 96.45% | 96.68% | 96.83% | 96.42% |
| avg mortgage rate | 6.35% | 4.36% | 2.96% | 3.34% | 4.30% | 4.60% | 4.24% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 2.02% | 1.96% | 1.60% | 1.86% | 2.46% | 2.91% | 2.75% | 2.78% | 2.98% |
| avg mortgage rate | 5.49% | 3.61% | 2.32% | 2.88% | 3.73% | 3.91% | 3.36% | 3.14% | 3.27% |
| Avg credit score | 760.51 | 767.34 | 767.78 | 765.33 | 758.14 | 758.64 | 755.41 | 754.50 | 758.06 |
| Avg LTV (loan to value) | 75.06% | 75.92% | 77.60% | 77.25% | 75.86% | 73.77% | 74.95% | 75.79% | 74.60% |
| Avg DTI (debt to income) | 41.21 | 39.91 | 38.26 | 38.05 | 39.43 | 39.29 | 38.43 | 38.37 | 37.52 |
| % First time homebuyer | 54.80% | 48.40% | 46.38% | 45.47% | 45.44% | 38.39% | 35.12% | 36.62% | 31.32% |
| Avg mortgage insurance % | 10.14% | 9.38% | 9.64% | 9.91% | 9.12% | 7.07% | 6.74% | 7.56% | 6.15% |
Best Mortgage Brokers around Vista, California 92084
For those searching for a new home in Vista, we have compiled a list of the top mortgage brokers located in and around Vista, California 92084 to assist you with your search.
Name
Address
Contact
Find Your Home
344 Main St
Vista CA 92084
(760) 586-9290
Ace Cash Express
946 S Santa Fe Ave
Vista CA 92084
(760) 724-9564
http://www.acecashexpress.com/
Amerimac Coastwide Mortgage
323 E Broadway
Vista CA 92084
(760) 941-3560
Severino Financial
2565 Bella Vista Dr
Vista CA 92084
(760) 598-9366
http://www.severinofinancial.com
Boulton Mortgage-Real Estate
110 Civic Center Dr
Vista CA 92084
(760) 945-9924
Address
344 Main St
Vista CA
Contact
(760) 586-9290
Address
946 S Santa Fe Ave
Vista CA
Contact
(760) 724-9564
http://www.acecashexpress.com/
Address
323 E Broadway
Vista CA
Contact
(760) 941-3560