Compare Today’s Mortgage Rates for Vista, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Vista, California 92085. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $24,058 or $67 / month in Vista and other areas of San Diego county.

Our search engine explores all home mortgage options in Vista, California 92085, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Vista, California 92085

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Vista, CA 92085, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Vista, California 92085 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Vista, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Vista, California 92085

If you’re looking to buy a new home in Vista, we have compiled a list of the leading mortgage brokers around Vista, California 92085 to help you with your search.

Name
Address
Contact

Find Your Home

344 Main St

Vista CA 92085

(760) 586-9290

Ace Cash Express

946 S Santa Fe Ave

Vista CA 92085

(760) 724-9564

http://www.acecashexpress.com/

Amerimac Coastwide Mortgage

323 E Broadway

Vista CA 92085

(760) 941-3560

Severino Financial

2565 Bella Vista Dr

Vista CA 92085

(760) 598-9366

http://www.severinofinancial.com

Boulton Mortgage-Real Estate

110 Civic Center Dr

Vista CA 92085

(760) 945-9924

Address

344 Main St

Vista CA

Contact

(760) 586-9290

Address

946 S Santa Fe Ave

Vista CA

Contact

(760) 724-9564

http://www.acecashexpress.com/

Address

323 E Broadway

Vista CA

Contact

(760) 941-3560

News on Mortgages and Reverse Mortgages for Vista, California 92085