Compare Today’s Mortgage Rates for Wallace, California
Pureloan searches mortgage lenders and major banks in Wallace, California 95254 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $18,897 or $52 / month is expected in Wallace and other areas of Calaveras county.
Pureloan’s search engine explores all home mortgage options in Wallace, California 95254, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Wallace, California 95254
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Wallace, CA 95254, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Wallace, California 95254 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Wallace, California and around Calaveras county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Wallace, California 95254
If you’re looking to buy a new home in Wallace, we have compiled a list of the leading mortgage brokers around Wallace, California 95254 to help you with your search.
Name
Address
Contact
Hi-Tek Real Estate & Home Loans
155 Darcy Pkwy
Lathrop CA 95254
(209) 858-5700
Louis Iva
121 Rue De Yoe
Modesto CA 95254
(209) 846-9273
Firstcal Mortgage Company
3224 McHenry Ave
Modesto CA 95254
(209) 765-5115
Carrollton Mortgage Co.
121 E Orangeburg Ave
Modesto CA 95254
(209) 526-6200
http://www.Reverseme.com
Household Finance
2225 Plaza Pkwy
Modesto CA 95254
(209) 524-3121
http://www.household.com
Address
155 Darcy Pkwy
Lathrop CA
Contact
(209) 858-5700
Address
121 Rue De Yoe
Modesto CA
Contact
(209) 846-9273
Address
3224 McHenry Ave
Modesto CA
Contact
(209) 765-5115