Compare Today’s Mortgage Rates in Wasco, California 93280
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Wasco, California 93280.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $8,356 over the lifetime of your 30-year fixed loan, or a monthly savings of $23 in Wasco and other areas of Kern county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Wasco, California 93280
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Wasco, California 93280
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Wasco, CA 93280. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Wasco, California 93280 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Wasco, California and around Kern county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
% 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
% First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around Wasco, California 93280
For those searching for a new home in Wasco, we have compiled a list of the top mortgage brokers located in and around Wasco, California 93280 to assist you with your search.
Name
Address
Contact
California Pros
1402 7th St
Wasco CA 93280
(661) 758-3003
Finance & Thrift Co.
1139 7th St
Wasco CA 93280
(661) 758-6494
contactus@financeandthrift.com
All Credit Mortgage
7702 Meany Ave
Bakersfield CA 93280
(661) 588-7800
Homestead Real Estate
7440 Meany Ave
Bakersfield CA 93280
(661) 587-9100
All Credit Mortgage
4015 Coffee Rd
Bakersfield CA 93280
(661) 588-7800
Address
1402 7th St
Wasco CA
Contact
(661) 758-3003
Address
1139 7th St
Wasco CA
Contact
(661) 758-6494
contactus@financeandthrift.com
Address
7702 Meany Ave
Bakersfield CA
Contact
(661) 588-7800