Compare Today’s Mortgage Rates in Washington, California 95986
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Washington, California 95986.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Washington, California 95986. For a 30-year fixed loan, our calculations show that you can expect to save up to $11,222 over the lifetime of your mortgage, which translates to a monthly savings of $31 in Washington and other areas of Nevada county.
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Summary of Average Mortgages in Washington, California 95986
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Washington, California 95986
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Washington, CA 95986. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Washington, California 95986 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Washington, California and around Nevada county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Washington, California 95986
For those searching for a new home in Washington, we have compiled a list of the top mortgage brokers located in and around Washington, California 95986 to assist you with your search.
Name
Address
Contact
Trinity West Mortgage
229 Clark Ave
Yuba City CA 95986
(530) 790-7817
1st California Mortgage
1127 Gray Ave
Yuba City CA 95986
(530) 751-0800
Creative Home Loans
770 Plumas St
Yuba City CA 95986
(530) 673-1389
Daljit Rahul - US Bank Mortgage Loan Originator
903 Colusa Ave
Yuba City CA 95986
(530) 673-1121
catherine.cha@usbank.com
First Mortgage Bank
1018 Live Oak Blvd
Yuba City CA 95986
(530) 673-5363
Address
229 Clark Ave
Yuba City CA
Contact
(530) 790-7817
Address
1127 Gray Ave
Yuba City CA
Contact
(530) 751-0800
Address
770 Plumas St
Yuba City CA
Contact
(530) 673-1389