Compare Today’s Mortgage Rates for Watsonville, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Watsonville, California 95077. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $27,065 or $75 / month in Watsonville and other areas of Santa Cruz county.

Our search engine explores all home mortgage options in Watsonville, California 95077, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Watsonville, California 95077

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Watsonville, CA 95077, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Watsonville, California 95077 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Watsonville, California and around Santa Cruz county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Watsonville, California 95077

If you’re looking to buy a new home in Watsonville, we have compiled a list of the leading mortgage brokers around Watsonville, California 95077 to help you with your search.

Name
Address
Contact

American General Financial Svc

1919 Main St

Watsonville CA 95077

(831) 722-7161

http://www.loansfast.com

Tripoint Mortgage

540 Main St

Watsonville CA 95077

(831) 288-0401

Tri-City Real Estate

1946 Main St

Watsonville CA 95077

(831) 728-8822

Sunrise Bay Mortgage

538 Main St

Watsonville CA 95077

(831) 722-6250

http://erasunriserealty.com

Global Estates & Mortgage

116 Martinelli St

Watsonville CA 95077

(831) 724-6044

Address

1919 Main St

Watsonville CA

Contact

(831) 722-7161

http://www.loansfast.com

Address

540 Main St

Watsonville CA

Contact

(831) 288-0401

Address

1946 Main St

Watsonville CA

Contact

(831) 728-8822

News on Mortgages and Reverse Mortgages for Watsonville, California 95077