Compare Today’s Mortgage Rates for Waukena, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Waukena, California 93282. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,524 or $15 / month in Waukena and other areas of Kern county.
Our search engine explores all home mortgage options in Waukena, California 93282, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Waukena, California 93282
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Waukena, California 93282
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Waukena, CA 93282, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Waukena, California 93282 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Waukena, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Waukena, California 93282
If you’re looking to buy a new home in Waukena, we have compiled a list of the leading mortgage brokers around Waukena, California 93282 to help you with your search.
Name
Address
Contact
Finance & Thrift Co.
1139 7th St
Wasco CA 93282
(661) 758-6494
contactus@financeandthrift.com
California Pros
1402 7th St
Wasco CA 93282
(661) 758-3003
All Credit Mortgage
7702 Meany Ave
Bakersfield CA 93282
(661) 588-7800
Homestead Real Estate
7440 Meany Ave
Bakersfield CA 93282
(661) 587-9100
All Credit Mortgage
4015 Coffee Rd
Bakersfield CA 93282
(661) 588-7800
Address
1139 7th St
Wasco CA
Contact
(661) 758-6494
contactus@financeandthrift.com
Address
1402 7th St
Wasco CA
Contact
(661) 758-3003
Address
7702 Meany Ave
Bakersfield CA
Contact
(661) 588-7800