Compare Today’s Mortgage Rates for West Sacramento, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in West Sacramento, California 95799. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $15,994 or $44 / month in West Sacramento and other areas of Yolo county.
Our search engine explores all home mortgage options in West Sacramento, California 95799, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in West Sacramento, California 95799
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in West Sacramento, CA 95799, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for West Sacramento, California 95799 from 2012 - 2019
We have compiled mortgage rate charts for home loans in West Sacramento, California and around Yolo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around West Sacramento, California 95799
If you’re looking to buy a new home in West Sacramento, we have compiled a list of the leading mortgage brokers around West Sacramento, California 95799 to help you with your search.
Name
Address
Contact
Triple E Lending
3050 Beacon Blvd
West Sacramento CA 95799
(916) 371-1700
ywoods_lc@surewest.net
Home Capital Funding
3020 Beacon Blvd
West Sacramento CA 95799
(916) 438-0300
Mid Valley Funding
3020 Beacon Blvd
West Sacramento CA 95799
(916) 371-6300
Anderson Group International
2523 Evergreen Ave
West Sacramento CA 95799
(916) 376-0908
Check 'n Go
827 Jefferson Blvd
West Sacramento CA 95799
(916) 371-8370
http://www.checkngo.com/
Address
3050 Beacon Blvd
West Sacramento CA
Contact
(916) 371-1700
ywoods_lc@surewest.net
Address
3020 Beacon Blvd
West Sacramento CA
Contact
(916) 438-0300
Address
3020 Beacon Blvd
West Sacramento CA
Contact
(916) 371-6300