Compare Today’s Mortgage Rates in West Sacramento, California 95799
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in West Sacramento, California 95799.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in West Sacramento, California 95799. For a 30-year fixed loan, our calculations show that you can expect to save up to $14,144 over the lifetime of your mortgage, which translates to a monthly savings of $39 in West Sacramento and other areas of Yolo county.
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Summary of Average Mortgages in West Sacramento, California 95799
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for West Sacramento, California 95799
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in West Sacramento, CA 95799. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in West Sacramento, California 95799 from 2024 - 2016
We have compiled mortgage rates charts for home loans in West Sacramento, California and around Yolo county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around West Sacramento, California 95799
For those searching for a new home in West Sacramento, we have compiled a list of the top mortgage brokers located in and around West Sacramento, California 95799 to assist you with your search.
Name
Address
Contact
Triple E Lending
3050 Beacon Blvd
West Sacramento CA 95799
(916) 371-1700
ywoods_lc@surewest.net
Home Capital Funding
3020 Beacon Blvd
West Sacramento CA 95799
(916) 438-0300
Mid Valley Funding
3020 Beacon Blvd
West Sacramento CA 95799
(916) 371-6300
Anderson Group International
2523 Evergreen Ave
West Sacramento CA 95799
(916) 376-0908
Check 'n Go
827 Jefferson Blvd
West Sacramento CA 95799
(916) 371-8370
http://www.checkngo.com/
Address
3050 Beacon Blvd
West Sacramento CA
Contact
(916) 371-1700
ywoods_lc@surewest.net
Address
3020 Beacon Blvd
West Sacramento CA
Contact
(916) 438-0300
Address
3020 Beacon Blvd
West Sacramento CA
Contact
(916) 371-6300