Compare Today’s Mortgage Rates for West Sacramento, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in West Sacramento, California 95799. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $15,994 or $44 / month in West Sacramento and other areas of Yolo county.

Our search engine explores all home mortgage options in West Sacramento, California 95799, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in West Sacramento, California 95799

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in West Sacramento, CA 95799, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for West Sacramento, California 95799 from 2012 - 2019

We have compiled mortgage rate charts for home loans in West Sacramento, California and around Yolo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around West Sacramento, California 95799

If you’re looking to buy a new home in West Sacramento, we have compiled a list of the leading mortgage brokers around West Sacramento, California 95799 to help you with your search.

Name
Address
Contact

Triple E Lending

3050 Beacon Blvd

West Sacramento CA 95799

(916) 371-1700

ywoods_lc@surewest.net

Home Capital Funding

3020 Beacon Blvd

West Sacramento CA 95799

(916) 438-0300

Mid Valley Funding

3020 Beacon Blvd

West Sacramento CA 95799

(916) 371-6300

Anderson Group International

2523 Evergreen Ave

West Sacramento CA 95799

(916) 376-0908

Check 'n Go

827 Jefferson Blvd

West Sacramento CA 95799

(916) 371-8370

http://www.checkngo.com/

Address

3050 Beacon Blvd

West Sacramento CA

Contact

(916) 371-1700

ywoods_lc@surewest.net

Address

3020 Beacon Blvd

West Sacramento CA

Contact

(916) 438-0300

Address

3020 Beacon Blvd

West Sacramento CA

Contact

(916) 371-6300

News on Mortgages and Reverse Mortgages for West Sacramento, California 95799