Compare Today’s Mortgage Rates for Westmorland, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Westmorland, California 92281. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,251 or $6 / month in Westmorland and surrounding areas of Imperial county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Westmorland, California 92281.
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Summary of Average Mortgage Terms in Westmorland, California 92281
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Westmorland, CA 92281, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Westmorland, California 92281 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Westmorland, California and around Imperial county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Westmorland, California 92281
If you’re looking to buy a new home in Westmorland, we have compiled a list of the leading mortgage brokers around Westmorland, California 92281 to help you with your search.
Thacher Robert-Thacher & Daughter Real Estate
58945 Business Center Dr
Yucca Valley CA 92281
(760) 365-1100
http://www.thacherrealestate.com
Mojave Mortgage Group
7281 Dumosa Ave
Yucca Valley CA 92281
(760) 365-0444
First Nations Home Finance
7398 Fox Trl
Yucca Valley CA 92281
(760) 415-7982
http://www.dianegiannelli.com/
Perl Mortgage
57752 29 Palms Hwy
Yucca Valley CA 92281
(800) 600-3863
marka@perlmortgage.com
Crosscountry Mortgage
7245 Joshua Ln
Yucca Valley CA 92281
(760) 365-2025
mjames@myccmortgage.com
Address
58945 Business Center Dr
Yucca Valley CA
Contact
(760) 365-1100
http://www.thacherrealestate.com
Address
7281 Dumosa Ave
Yucca Valley CA
Contact
(760) 365-0444
Address
7398 Fox Trl
Yucca Valley CA
Contact
(760) 415-7982
http://www.dianegiannelli.com/