Compare Today’s Mortgage Rates for Wheatland, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Wheatland, California 95692. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $13,370 or $37 / month in Wheatland and other areas of Yuba county.
Our search engine explores all home mortgage options in Wheatland, California 95692, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Wheatland, California 95692
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Wheatland, CA 95692, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Wheatland, California 95692 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Wheatland, California and around Yuba county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Wheatland, California 95692
If you’re looking to buy a new home in Wheatland, we have compiled a list of the leading mortgage brokers around Wheatland, California 95692 to help you with your search.
Name
Address
Contact
Optimum Mortgage
111 D St
Wheatland CA 95692
(530) 633-2455
Tri C Machine
520 Harbor Blvd
West Sacramento CA 95692
(916) 371-8090
gwagner@tricomachine.com
Tri C Manufacturer
517 Houston St
West Sacramento CA 95692
(916) 375-0415
http://trictire.com
Lori Lackey
3024 Beacon Blvd
West Sacramento CA 95692
(916) 371-6300
westsacramentohomeloans@gmail.com
Vitek Mortgage Group
2105 Town Center Plz
West Sacramento CA 95692
(916) 486-6919
http://www.teamvitek.com
Address
111 D St
Wheatland CA
Contact
(530) 633-2455
Address
520 Harbor Blvd
West Sacramento CA
Contact
(916) 371-8090
gwagner@tricomachine.com
Address
517 Houston St
West Sacramento CA
Contact
(916) 375-0415
http://trictire.com