Compare Today’s Mortgage Rates for Williams, California
Pureloan searches mortgage lenders and major banks in Williams, California 95987 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,297 or $23 / month is expected in Williams and other areas of Colusa county.
Pureloan’s search engine explores all home mortgage options in Williams, California 95987, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Williams, California 95987
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Williams, CA 95987, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Williams, California 95987 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Williams, California and around Colusa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Williams, California 95987
If you’re looking to buy a new home in Williams, we have compiled a list of the leading mortgage brokers around Williams, California 95987 to help you with your search.
Name
Address
Contact
American Home Mortgage
530 7th St
Williams CA 95987
(530) 473-5233
http://americanhm.com
Trinity West Mortgage
229 Clark Ave
Yuba City CA 95987
(530) 790-7817
1st California Mortgage
1127 Gray Ave
Yuba City CA 95987
(530) 751-0800
Creative Home Loans
770 Plumas St
Yuba City CA 95987
(530) 673-1389
Daljit Rahul - US Bank Mortgage Loan Originator
903 Colusa Ave
Yuba City CA 95987
(530) 673-1121
catherine.cha@usbank.com
Address
530 7th St
Williams CA
Contact
(530) 473-5233
http://americanhm.com
Address
229 Clark Ave
Yuba City CA
Contact
(530) 790-7817
Address
1127 Gray Ave
Yuba City CA
Contact
(530) 751-0800