Compare Today’s Mortgage Rates in Willow Creek, California 95573
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Willow Creek, California 95573.
Our search engine thoroughly explores all home mortgage options in Willow Creek, California 95573, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,474 in lifetime cash or $29 per month in Willow Creek and other areas of Humboldt county.
Summary of Average Mortgages in Willow Creek, California 95573
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Interactive Mortgage Rate Projections for Willow Creek, California 95573
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Willow Creek, CA 95573. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Willow Creek, California 95573 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Willow Creek, California and around Humboldt county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Willow Creek, California 95573
For those searching for a new home in Willow Creek, we have compiled a list of the top mortgage brokers located in and around Willow Creek, California 95573 to assist you with your search.
Us Da-National Finance Center
Highway 299
Willow Creek CA 95573
(530) 629-4905
Waller Kaufman & Sutter
2481 Sunrise Blvd
Gold River CA 95573
(916) 852-8744
http://www.wallerkaufmansutter.com/
Mortgage Consultants Group
2200 Sunrise Blvd
Gold River CA 95573
(916) 844-1505
lee@mcgloans.com
Eagle Home Mortgage
2339 Gold Meadow Way
Gold River CA 95573
(916) 852-0000
http://www.eaglehomemortgage.com/
Pacific National Lending
2377 Gold Meadow Way
Gold River CA 95573
(916) 635-8799
http://www.pacificnationallending.com/
Address
Highway 299
Willow Creek CA
Contact
(530) 629-4905
Address
2481 Sunrise Blvd
Gold River CA
Contact
(916) 852-8744
http://www.wallerkaufmansutter.com/
Address
2200 Sunrise Blvd
Gold River CA
Contact
(916) 844-1505
lee@mcgloans.com