Compare Today’s Mortgage Rates for Willows, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Willows, California 95988. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,260 or $20 / month in Willows and surrounding areas of Glenn county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Willows, California 95988.
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Summary of Average Mortgage Terms in Willows, California 95988
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Willows, CA 95988, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Willows, California 95988 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Willows, California and around Glenn county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Willows, California 95988
If you’re looking to buy a new home in Willows, we have compiled a list of the leading mortgage brokers around Willows, California 95988 to help you with your search.
Name
Address
Contact
Trinity West Mortgage
229 Clark Ave
Yuba City CA 95988
(530) 790-7817
1st California Mortgage
1127 Gray Ave
Yuba City CA 95988
(530) 751-0800
Creative Home Loans
770 Plumas St
Yuba City CA 95988
(530) 673-1389
Daljit Rahul - US Bank Mortgage Loan Originator
903 Colusa Ave
Yuba City CA 95988
(530) 673-1121
catherine.cha@usbank.com
First Mortgage Bank
1018 Live Oak Blvd
Yuba City CA 95988
(530) 673-5363
Address
229 Clark Ave
Yuba City CA
Contact
(530) 790-7817
Address
1127 Gray Ave
Yuba City CA
Contact
(530) 751-0800
Address
770 Plumas St
Yuba City CA
Contact
(530) 673-1389