Compare Today’s Mortgage Rates in Wilmington, California 90744

Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Wilmington, California 90744.

Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Wilmington, California 90744. For a 30-year fixed loan, our calculations show that you can expect to save up to $21,034 over the lifetime of your mortgage, which translates to a monthly savings of $58 in Wilmington and other areas of Los Angeles county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.822968 -118.268352 37678

Summary of Average Mortgages in Wilmington, California 90744

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Wilmington, California 90744

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Wilmington, CA 90744. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Wilmington, California 90744

Wilmington is a neighborhood in the Harbor region of Los Angeles, California, covering 9.14 square miles.

Featuring a heavy concentration of industry and the third-largest oil field in the continental United States, this neighborhood has a high percentage of Latino and foreign-born residents. Read more

Wilmington is a neighborhood in the Harbor region of Los Angeles, California, covering 9.14 square miles.

Featuring a heavy concentration of industry and the third-largest oil field in the continental United States, this neighborhood has a high percentage of Latino and foreign-born residents. Nearly 20 percent of Wilmington’s total land area is taken up by oil refineries — roughly 3.5 times more area than is dedicated to open and accessible green spaces. During the COVID-19 pandemic, Wilmington had one of the highest death rates in all of Los Angeles County, exacerbated by elevated levels of industrial pollution. It is the site of Banning High School, and ten other primary and secondary schools. Wilmington has six parks.

Wilmington dates its history back to a 1784 Spanish land grant. It became a separate city in 1863, and it joined the city of Los Angeles in 1909. Places of interest include the headquarters U.S. Army for Southern California and the Drum Barracks built to protect the nascent Los Angeles harbor during the American Civil War. Read less

Historical Mortgage Rates in Wilmington, California 90744 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Wilmington, California and around Los Angeles county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 98.70% 97.86% 98.16% 97.82% 97.38% 96.46% 97.68% 97.74% 96.34%
avg mortgage rate 6.48% 4.41% 3.00% 3.41% 4.42% 4.69% 4.30% 4.06% 4.18%
% 15 year fixed mortgage 1.30% 1.83% 1.64% 1.81% 2.08% 3.17% 2.08% 1.82% 3.40%
avg mortgage rate 5.93% 3.45% 2.39% 2.89% 3.70% 3.91% 3.50% 3.28% 3.37%
Avg credit score 760.06 765.13 764.26 763.92 762.43 756.20 753.50 754.22 762.33
Avg LTV (loan to value) 77.65% 76.38% 76.99% 75.52% 75.47% 72.56% 73.78% 74.80% 73.75%
Avg DTI (debt to income) 41.56 39.56 37.95 37.47 39.58 38.53 38.45 37.73 38.45
% First time homebuyer 58.70% 55.49% 58.48% 55.68% 54.77% 47.44% 46.96% 45.40% 48.42%
Avg mortgage insurance % 9.75% 8.65% 8.37% 7.45% 8.09% 5.00% 5.37% 5.84% 4.41%

Source: Financial Report of the US Government

Best Mortgage Brokers around Wilmington, California 90744

For those searching for a new home in Wilmington, we have compiled a list of the top mortgage brokers located in and around Wilmington, California 90744 to assist you with your search.

Name
Address
Contact

Nationwide Mortgage Solutions

902 W Anaheim St

Wilmington CA 90744

(310) 830-4100

Eagle Financial

424 N Avalon Blvd

Wilmington CA 90744

(310) 513-7060

Liberty Credit Acceptance

520 W Anaheim St

Wilmington CA 90744

(310) 522-5050

Title Loans

350 W Pacific Coast Hwy

Wilmington CA 90744

(310) 847-6920

Fast Auto and Payday Loans, Inc.

350 W Pacific Coast Hwy

Wilmington CA 90744

(310) 847-6920

http://www.fastauto.com/

Address

902 W Anaheim St

Wilmington CA

Contact

(310) 830-4100

Address

424 N Avalon Blvd

Wilmington CA

Contact

(310) 513-7060

Address

520 W Anaheim St

Wilmington CA

Contact

(310) 522-5050

News on Mortgages and Reverse Mortgages for Wilmington, California 90744