Compare Today’s Mortgage Rates for Winchester, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Winchester, California 92596. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $19,756 or $55 / month in Winchester and other areas of Riverside county.
Our search engine explores all home mortgage options in Winchester, California 92596, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Winchester, California 92596
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Winchester, California 92596
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Winchester, CA 92596, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Winchester, California 92596 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Winchester, California and around Riverside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Winchester, California 92596
If you’re looking to buy a new home in Winchester, we have compiled a list of the leading mortgage brokers around Winchester, California 92596 to help you with your search.
Name
Address
Contact
Nelson Funding Group
28055 Washington Ave
Winchester CA 92596
(951) 926-5253
Silva Capital
36850 Cottonwood St
Winchester CA 92596
(951) 325-8202
http://www.silvacapital.com
Richmond Home Loan
43 Corporate Park
Irvine CA 92596
(949) 419-0389
http://richmondhomeloan.net
Clarion Mortgage
30 Corporate Park
Irvine CA 92596
(714) 505-2508
Amresco Residential Mortgage
16802 Aston
Irvine CA 92596
(949) 440-1000
khayes@financeamerica.com
Address
28055 Washington Ave
Winchester CA
Contact
(951) 926-5253
Address
36850 Cottonwood St
Winchester CA
Contact
(951) 325-8202
http://www.silvacapital.com
Address
43 Corporate Park
Irvine CA
Contact
(949) 419-0389
http://richmondhomeloan.net