Compare Today’s Mortgage Rates in Winton, California 95388
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Winton, California 95388.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $8,753 over the lifetime of your 30-year fixed loan, or a monthly savings of $24 in Winton and other areas of Merced county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Winton, California 95388
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Winton, California 95388
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Winton, CA 95388. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Winton, California 95388 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Winton, California and around Merced county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
| avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
| % 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
| avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
| Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
| Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
| Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
| % First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
| Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Winton, California 95388
For those searching for a new home in Winton, we have compiled a list of the top mortgage brokers located in and around Winton, California 95388 to assist you with your search.
Name
Address
Contact
LMC Mortgage
1112 Morgan St
Santa Rosa CA 95388
(707) 578-3004
Professional Mortgage Service
3333 Mendocino Ave
Santa Rosa CA 95388
(707) 525-9910
Nationstar Mortgage
3558 Round Barn Blvd
Santa Rosa CA 95388
(707) 543-0905
http://www.nationstarmtg.com/
Frost Mortgage Lending Group
648 Larkfield Ctr
Santa Rosa CA 95388
(707) 331-1395
http://www.frostnorthbay.com/
Mission Hills Mortgage Bankers
3510 Unocal Pl
Santa Rosa CA 95388
(707) 524-8330
http://www.missionhillsmortgage.com/
Address
1112 Morgan St
Santa Rosa CA
Contact
(707) 578-3004
Address
3333 Mendocino Ave
Santa Rosa CA
Contact
(707) 525-9910
Address
3558 Round Barn Blvd
Santa Rosa CA
Contact
(707) 543-0905
http://www.nationstarmtg.com/