Compare Today’s Mortgage Rates in Yolo, California 95697
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Yolo, California 95697.
Our search engine thoroughly explores all home mortgage options in Yolo, California 95697, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,330 in lifetime cash or $34 per month in Yolo and other areas of Yolo county.
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Summary of Average Mortgages in Yolo, California 95697
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Yolo, California 95697
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Yolo, CA 95697. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Yolo, California 95697 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Yolo, California and around Yolo county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Yolo, California 95697
For those searching for a new home in Yolo, we have compiled a list of the top mortgage brokers located in and around Yolo, California 95697 to assist you with your search.
Name
Address
Contact
Sacramento First Mortgage
9261 Laguna Springs Dr
Elk Grove CA 95697
(916) 691-4303
Pinnacle Capital Mortgage
9250 Laguna Springs Dr
Elk Grove CA 95697
(916) 226-2464
Godt, Wade B
9245 Laguna Springs Dr
Elk Grove CA 95697
(800) 852-6718
funds@gobizloans.com
Mid Town Mortgage
2376 Maritime Dr
Elk Grove CA 95697
(916) 667-8419
Summit Funding
9250 Laguna Springs Dr
Elk Grove CA 95697
(916) 691-5301
steffanies@cornerstonetitle.co
Address
9261 Laguna Springs Dr
Elk Grove CA
Contact
(916) 691-4303
Address
9250 Laguna Springs Dr
Elk Grove CA
Contact
(916) 226-2464
Address
9245 Laguna Springs Dr
Elk Grove CA
Contact
(800) 852-6718
funds@gobizloans.com