Compare Today’s Mortgage Rates in Yorba Linda, California 92885
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Yorba Linda, California 92885.
Our search engine thoroughly explores all home mortgage options in Yorba Linda, California 92885, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $31,551 in lifetime cash or $88 per month in Yorba Linda and other areas of Orange county.
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Summary of Average Mortgages in Yorba Linda, California 92885
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Yorba Linda, California 92885
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Yorba Linda, CA 92885. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Yorba Linda, California 92885 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Yorba Linda, California and around Orange county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.80% | 97.72% | 97.29% | 97.28% | 95.73% | 95.72% | 95.33% | 95.73% | 95.76% |
avg mortgage rate | 6.29% | 4.40% | 2.94% | 3.29% | 4.30% | 4.56% | 4.21% | 3.97% | 4.13% |
% 15 year fixed mortgage | 2.49% | 1.65% | 2.37% | 2.27% | 3.58% | 3.44% | 4.21% | 3.77% | 3.75% |
avg mortgage rate | 5.52% | 3.56% | 2.36% | 2.81% | 3.68% | 3.89% | 3.52% | 3.14% | 3.25% |
Avg credit score | 766.77 | 769.74 | 767.42 | 768.62 | 762.08 | 761.14 | 757.90 | 757.32 | 760.43 |
Avg LTV (loan to value) | 69.26% | 70.11% | 73.65% | 74.17% | 71.76% | 69.55% | 71.03% | 72.81% | 72.45% |
Avg DTI (debt to income) | 40.87 | 40.23 | 38.16 | 37.88 | 39.33 | 39.87 | 39.01 | 38.40 | 38.43 |
% First time homebuyer | 48.22% | 43.72% | 46.30% | 44.31% | 42.60% | 40.50% | 38.79% | 37.66% | 37.22% |
Avg mortgage insurance % | 7.29% | 6.25% | 6.59% | 7.51% | 6.86% | 4.80% | 5.05% | 5.67% | 4.43% |
Best Mortgage Brokers around Yorba Linda, California 92885
For those searching for a new home in Yorba Linda, we have compiled a list of the top mortgage brokers located in and around Yorba Linda, California 92885 to assist you with your search.
Name
Address
Contact
Hole In One Mortgage
5390 Avenida De Despacio
Yorba Linda CA 92885
(714) 692-2486
Jim Shepherd
20670 Via Augusto
Yorba Linda CA 92885
(714) 970-5540
Direc Lending
22687 Old Canal Rd
Yorba Linda CA 92885
(714) 998-1000
Fast Fund Mortgage
22246 La Palma Ave
Yorba Linda CA 92885
(714) 692-2955
realtoranoop@gmail.com
Chase Home Finance
24360 La Homa
Yorba Linda CA 92885
(714) 694-0727
http://chase.com/MORTGAGE
Address
5390 Avenida De Despacio
Yorba Linda CA
Contact
(714) 692-2486
Address
20670 Via Augusto
Yorba Linda CA
Contact
(714) 970-5540
Address
22687 Old Canal Rd
Yorba Linda CA
Contact
(714) 998-1000