Compare Today’s Mortgage Rates in Yuba City, California 95991
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Yuba City, California 95991.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Yuba City, California 95991. For a 30-year fixed loan, our calculations show that you can expect to save up to $12,344 over the lifetime of your mortgage, which translates to a monthly savings of $34 in Yuba City and other areas of Sutter county.
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Summary of Average Mortgages in Yuba City, California 95991
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Yuba City, California 95991
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Yuba City, CA 95991. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Yuba City, California 95991 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Yuba City, California and around Sutter county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Yuba City, California 95991
For those searching for a new home in Yuba City, we have compiled a list of the top mortgage brokers located in and around Yuba City, California 95991 to assist you with your search.
Name
Address
Contact
Golden Oak Mortgage
1110 Civic Center Blvd
Yuba City CA 95991
(530) 237-1750
Bihala Ramin-Feather River Real Estate
1445 Butte House Rd
Yuba City CA 95991
(530) 674-4230
Golden Valley Mortgage
3241 Industrial Dr
Yuba City CA 95991
(530) 751-5155
Nationwide Mortgage Fax
6454 S George Washington Blvd
Yuba City CA 95991
(530) 674-4177
Stearns Retail Lending
1110 Civic Center Blvd
Yuba City CA 95991
(530) 763-5463
Address
1110 Civic Center Blvd
Yuba City CA
Contact
(530) 237-1750
Address
1445 Butte House Rd
Yuba City CA
Contact
(530) 674-4230
Address
3241 Industrial Dr
Yuba City CA
Contact
(530) 751-5155