Compare Today’s Mortgage Rates for Zamora, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Zamora, California 95698. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $14,353 or $40 / month in Zamora and other areas of Yolo county.
Our search engine explores all home mortgage options in Zamora, California 95698, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Zamora, California 95698
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Zamora, CA 95698, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Zamora, California 95698 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Zamora, California and around Yolo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Zamora, California 95698
If you’re looking to buy a new home in Zamora, we have compiled a list of the leading mortgage brokers around Zamora, California 95698 to help you with your search.
Name
Address
Contact
Sacramento First Mortgage
9261 Laguna Springs Dr
Elk Grove CA 95698
(916) 691-4303
Pinnacle Capital Mortgage
9250 Laguna Springs Dr
Elk Grove CA 95698
(916) 226-2464
Godt, Wade B
9245 Laguna Springs Dr
Elk Grove CA 95698
(800) 852-6718
funds@gobizloans.com
Mid Town Mortgage
2376 Maritime Dr
Elk Grove CA 95698
(916) 667-8419
Summit Funding
9250 Laguna Springs Dr
Elk Grove CA 95698
(916) 691-5301
steffanies@cornerstonetitle.co
Address
9261 Laguna Springs Dr
Elk Grove CA
Contact
(916) 691-4303
Address
9250 Laguna Springs Dr
Elk Grove CA
Contact
(916) 226-2464
Address
9245 Laguna Springs Dr
Elk Grove CA
Contact
(800) 852-6718
funds@gobizloans.com