Compare Today’s Mortgage Rates for Bayfield, Colorado
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Bayfield, Colorado 81122. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $13,961 or $39 / month in Bayfield and surrounding areas of La Plata county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Bayfield, Colorado 81122.
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Summary of Average Mortgage Terms in Bayfield, Colorado 81122
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Bayfield, CO 81122, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Bayfield, Colorado 81122 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Bayfield, Colorado and around La Plata county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.14% | 84.75% | 85.28% | 86.89% | 87.96% | 90.17% | 88.59% | 88.21% |
| avg mortgage rate | 4.96% | 4.67% | 3.89% | 3.91% | 4.49% | 4.20% | 4.01% | 4.19% |
| % 15 year fixed mortgage | 13.04% | 11.86% | 11.66% | 11.48% | 9.52% | 8.43% | 8.50% | 9.74% |
| avg mortgage rate | 4.24% | 3.98% | 3.30% | 3.02% | 3.53% | 3.43% | 3.31% | 3.41% |
| Avg credit score | 759.71 | 761.92 | 769.49 | 762.01 | 755.71 | 756.41 | 753.66 | 752.16 |
| Avg LTV (loan to value) | 76.84% | 78.49% | 79.98% | 82.95% | 83.36% | 82.81% | 82.02% | 82.09% |
| Avg DTI (debt to income) | 31.85 | 32.62 | 31.18 | 31.55 | 32.78 | 32.60 | 33.39 | 33.04 |
| % First time homebuyer | 30.80% | 25.99% | 28.83% | 29.92% | 33.33% | 36.80% | 29.98% | 33.85% |
| Avg mortgage insurance % | 5.73% | 6.80% | 9.39% | 11.17% | 11.88% | 11.87% | 11.88% | 11.34% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Bayfield, Colorado 81122
If you’re looking to buy a new home in Bayfield, we have compiled a list of the leading mortgage brokers around Bayfield, Colorado 81122 to help you with your search.
Name
Address
Contact
Home Loan Center
322 Alpine Forest Dr
Bayfield CO 81122
(970) 749-5363
Wells Fargo Home Mortgage
581 E Colorado Dr
Bayfield CO 81122
(970) 884-5483
http://www.wellsfargo.com/mortgage/
Bayfield Mortgage Co.
81 Little Bear Ln
Bayfield CO 81122
(970) 884-2212
rpmills@shaw.ca
Adams Mortgage
411 Hillside Dr
Bayfield CO 81122
(970) 884-0331
Elk Country Mortgage
271 Mountain View Dr
Bayfield CO 81122
(970) 884-2659
kristeen@qwestoffice.net
Address
322 Alpine Forest Dr
Bayfield CO
Contact
(970) 749-5363
Address
581 E Colorado Dr
Bayfield CO
Contact
(970) 884-5483
http://www.wellsfargo.com/mortgage/
Address
81 Little Bear Ln
Bayfield CO
Contact
(970) 884-2212
rpmills@shaw.ca