Compare Today’s Mortgage Rates for Bayfield, Colorado

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Bayfield, Colorado 81122. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $13,961 or $39 / month in Bayfield and surrounding areas of La Plata county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Bayfield, Colorado 81122.

No suitable program is found

Summary of Average Mortgage Terms in Bayfield, Colorado 81122

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Bayfield, CO 81122, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Bayfield, Colorado 81122 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Bayfield, Colorado and around La Plata county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.14% 84.75% 85.28% 86.89% 87.96% 90.17% 88.59% 88.21%
avg mortgage rate 4.96% 4.67% 3.89% 3.91% 4.49% 4.20% 4.01% 4.19%
% 15 year fixed mortgage 13.04% 11.86% 11.66% 11.48% 9.52% 8.43% 8.50% 9.74%
avg mortgage rate 4.24% 3.98% 3.30% 3.02% 3.53% 3.43% 3.31% 3.41%
Avg credit score 759.71 761.92 769.49 762.01 755.71 756.41 753.66 752.16
Avg LTV (loan to value) 76.84% 78.49% 79.98% 82.95% 83.36% 82.81% 82.02% 82.09%
Avg DTI (debt to income) 31.85 32.62 31.18 31.55 32.78 32.60 33.39 33.04
% First time homebuyer 30.80% 25.99% 28.83% 29.92% 33.33% 36.80% 29.98% 33.85%
Avg mortgage insurance % 5.73% 6.80% 9.39% 11.17% 11.88% 11.87% 11.88% 11.34%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Bayfield, Colorado 81122

If you’re looking to buy a new home in Bayfield, we have compiled a list of the leading mortgage brokers around Bayfield, Colorado 81122 to help you with your search.

Name
Address
Contact

Home Loan Center

322 Alpine Forest Dr

Bayfield CO 81122

(970) 749-5363

Wells Fargo Home Mortgage

581 E Colorado Dr

Bayfield CO 81122

(970) 884-5483

http://www.wellsfargo.com/mortgage/

Bayfield Mortgage Co.

81 Little Bear Ln

Bayfield CO 81122

(970) 884-2212

rpmills@shaw.ca

Adams Mortgage

411 Hillside Dr

Bayfield CO 81122

(970) 884-0331

Elk Country Mortgage

271 Mountain View Dr

Bayfield CO 81122

(970) 884-2659

kristeen@qwestoffice.net

Address

322 Alpine Forest Dr

Bayfield CO

Contact

(970) 749-5363

Address

581 E Colorado Dr

Bayfield CO

Contact

(970) 884-5483

http://www.wellsfargo.com/mortgage/

Address

81 Little Bear Ln

Bayfield CO

Contact

(970) 884-2212

rpmills@shaw.ca

News on Mortgages and Reverse Mortgages for Bayfield, Colorado 81122