Compare Today’s Mortgage Rates for Black Hawk, Colorado
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Black Hawk, Colorado 80422. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,513 or $35 / month in Black Hawk and other areas of Gilpin county.
Our search engine explores all home mortgage options in Black Hawk, Colorado 80422, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Black Hawk, Colorado 80422
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Black Hawk, CO 80422, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Black Hawk, Colorado 80422 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Black Hawk, Colorado and around Gilpin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.62% | 90.53% | 91.05% | 91.27% | 92.86% | 92.24% | 94.24% | 93.51% |
| avg mortgage rate | 4.98% | 4.67% | 3.90% | 4.01% | 4.48% | 4.16% | 3.96% | 4.18% |
| % 15 year fixed mortgage | 6.21% | 7.41% | 7.18% | 7.79% | 6.29% | 6.51% | 4.66% | 5.50% |
| avg mortgage rate | 4.37% | 3.95% | 3.20% | 3.16% | 3.52% | 3.29% | 3.19% | 3.34% |
| Avg credit score | 760.81 | 762.63 | 764.78 | 758.87 | 754.34 | 753.85 | 751.70 | 753.60 |
| Avg LTV (loan to value) | 74.34% | 76.53% | 78.72% | 79.76% | 80.94% | 80.89% | 80.38% | 79.15% |
| Avg DTI (debt to income) | 34.64 | 34.10 | 33.58 | 33.95 | 35.02 | 35.44 | 35.88 | 36.16 |
| % First time homebuyer | 30.67% | 27.91% | 27.36% | 30.52% | 34.61% | 35.29% | 35.11% | 33.80% |
| Avg mortgage insurance % | 3.53% | 5.63% | 8.25% | 9.63% | 11.32% | 11.31% | 10.51% | 9.67% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Black Hawk, Colorado 80422
If you’re looking to buy a new home in Black Hawk, we have compiled a list of the leading mortgage brokers around Black Hawk, Colorado 80422 to help you with your search.
Name
Address
Contact
Golden Pawn Co.
5312 Highway 119
Black Hawk CO 80422
(720) 833-7050
goldenpawnco@gmail.com
Rocky Mountain Mortgage Co.
Ski Hill Rd
Breckenridge CO 80422
(970) 453-5773
http://www.rockymtnmortgage.com/
Benchmark Mortgage
136 Overlook Dr
Breckenridge CO 80422
(970) 453-1983
Wells Fargo Home Mortgage
130 Ski Hill Rd
Breckenridge CO 80422
(970) 453-7847
http://www.wellsfargo.com/mortgage/
Fairway Independent Mortgage
311 S Main St
Breckenridge CO 80422
(970) 453-9403
http://www.fairwayindependentmc.com/
Address
5312 Highway 119
Black Hawk CO
Contact
(720) 833-7050
goldenpawnco@gmail.com
Address
Ski Hill Rd
Breckenridge CO
Contact
(970) 453-5773
http://www.rockymtnmortgage.com/
Address
136 Overlook Dr
Breckenridge CO
Contact
(970) 453-1983