Compare Today’s Mortgage Rates for Central City, Colorado

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Central City, Colorado 80427. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,930 or $36 / month in Central City and surrounding areas of Gilpin county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Central City, Colorado 80427.

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Summary of Average Mortgage Terms in Central City, Colorado 80427

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Central City, CO 80427, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Central City, Colorado 80427 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Central City, Colorado and around Gilpin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.62% 90.53% 91.05% 91.27% 92.86% 92.24% 94.24% 93.51%
avg mortgage rate 4.98% 4.67% 3.90% 4.01% 4.48% 4.16% 3.96% 4.18%
% 15 year fixed mortgage 6.21% 7.41% 7.18% 7.79% 6.29% 6.51% 4.66% 5.50%
avg mortgage rate 4.37% 3.95% 3.20% 3.16% 3.52% 3.29% 3.19% 3.34%
Avg credit score 760.81 762.63 764.78 758.87 754.34 753.85 751.70 753.60
Avg LTV (loan to value) 74.34% 76.53% 78.72% 79.76% 80.94% 80.89% 80.38% 79.15%
Avg DTI (debt to income) 34.64 34.10 33.58 33.95 35.02 35.44 35.88 36.16
% First time homebuyer 30.67% 27.91% 27.36% 30.52% 34.61% 35.29% 35.11% 33.80%
Avg mortgage insurance % 3.53% 5.63% 8.25% 9.63% 11.32% 11.31% 10.51% 9.67%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Central City, Colorado 80427

If you’re looking to buy a new home in Central City, we have compiled a list of the leading mortgage brokers around Central City, Colorado 80427 to help you with your search.

Name
Address
Contact

Stearns Lending

29023 Upper Bear Creek Rd

Evergreen CO 80427

(303) 679-3314

Evergreen Homes For Sale

30223 Hilltop Dr

Evergreen CO 80427

(303) 653-7988

Colorado Home Loans Dot Com

1524 Belford Ct

Evergreen CO 80427

(303) 674-0201

dan.smith@academymortgage.com

Fox Valley Mutual

1240 Bergen Pkwy

Evergreen CO 80427

(303) 674-2300

lisamarie@foxvalleymutual.com

Windom Mortgage

29029 Upper Bear Creek Rd

Evergreen CO 80427

(303) 679-2585

anderson@uswest.net

Address

29023 Upper Bear Creek Rd

Evergreen CO

Contact

(303) 679-3314

Address

30223 Hilltop Dr

Evergreen CO

Contact

(303) 653-7988

Address

1524 Belford Ct

Evergreen CO

Contact

(303) 674-0201

dan.smith@academymortgage.com

News on Mortgages and Reverse Mortgages for Central City, Colorado 80427