Compare Today’s Mortgage Rates for Central City, Colorado
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Central City, Colorado 80427. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,930 or $36 / month in Central City and surrounding areas of Gilpin county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Central City, Colorado 80427.
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Summary of Average Mortgage Terms in Central City, Colorado 80427
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Central City, CO 80427, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Central City, Colorado 80427 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Central City, Colorado and around Gilpin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.62% | 90.53% | 91.05% | 91.27% | 92.86% | 92.24% | 94.24% | 93.51% |
| avg mortgage rate | 4.98% | 4.67% | 3.90% | 4.01% | 4.48% | 4.16% | 3.96% | 4.18% |
| % 15 year fixed mortgage | 6.21% | 7.41% | 7.18% | 7.79% | 6.29% | 6.51% | 4.66% | 5.50% |
| avg mortgage rate | 4.37% | 3.95% | 3.20% | 3.16% | 3.52% | 3.29% | 3.19% | 3.34% |
| Avg credit score | 760.81 | 762.63 | 764.78 | 758.87 | 754.34 | 753.85 | 751.70 | 753.60 |
| Avg LTV (loan to value) | 74.34% | 76.53% | 78.72% | 79.76% | 80.94% | 80.89% | 80.38% | 79.15% |
| Avg DTI (debt to income) | 34.64 | 34.10 | 33.58 | 33.95 | 35.02 | 35.44 | 35.88 | 36.16 |
| % First time homebuyer | 30.67% | 27.91% | 27.36% | 30.52% | 34.61% | 35.29% | 35.11% | 33.80% |
| Avg mortgage insurance % | 3.53% | 5.63% | 8.25% | 9.63% | 11.32% | 11.31% | 10.51% | 9.67% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Central City, Colorado 80427
If you’re looking to buy a new home in Central City, we have compiled a list of the leading mortgage brokers around Central City, Colorado 80427 to help you with your search.
Name
Address
Contact
Stearns Lending
29023 Upper Bear Creek Rd
Evergreen CO 80427
(303) 679-3314
Evergreen Homes For Sale
30223 Hilltop Dr
Evergreen CO 80427
(303) 653-7988
Colorado Home Loans Dot Com
1524 Belford Ct
Evergreen CO 80427
(303) 674-0201
dan.smith@academymortgage.com
Fox Valley Mutual
1240 Bergen Pkwy
Evergreen CO 80427
(303) 674-2300
lisamarie@foxvalleymutual.com
Windom Mortgage
29029 Upper Bear Creek Rd
Evergreen CO 80427
(303) 679-2585
anderson@uswest.net
Address
29023 Upper Bear Creek Rd
Evergreen CO
Contact
(303) 679-3314
Address
30223 Hilltop Dr
Evergreen CO
Contact
(303) 653-7988
Address
1524 Belford Ct
Evergreen CO
Contact
(303) 674-0201
dan.smith@academymortgage.com