Compare Today’s Mortgage Rates in Central City, Colorado 80427
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Central City, Colorado 80427.
Our search engine thoroughly explores all home mortgage options in Central City, Colorado 80427, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $11,596 in lifetime cash or $32 per month in Central City and other areas of Gilpin county.
Summary of Average Mortgages in Central City, Colorado 80427
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Interactive Mortgage Rate Projections for Central City, Colorado 80427
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Central City, CO 80427. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Central City, Colorado 80427 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Central City, Colorado and around Gilpin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.53% | 96.97% | 96.78% | 96.24% | 94.91% | 94.19% | 95.24% | 95.78% | 93.30% |
avg mortgage rate | 6.15% | 4.48% | 2.97% | 3.28% | 4.34% | 4.62% | 4.20% | 3.93% | 4.13% |
% 15 year fixed mortgage | 2.13% | 2.29% | 2.60% | 2.78% | 3.61% | 4.52% | 3.74% | 3.22% | 5.34% |
avg mortgage rate | 5.52% | 3.54% | 2.36% | 2.79% | 3.82% | 3.90% | 3.48% | 3.12% | 3.23% |
Avg credit score | 761.15 | 765.08 | 766.22 | 770.85 | 764.77 | 759.29 | 759.93 | 756.55 | 757.46 |
Avg LTV (loan to value) | 76.28% | 76.65% | 78.01% | 78.59% | 77.96% | 75.84% | 76.83% | 79.38% | 79.18% |
Avg DTI (debt to income) | 39.05 | 37.49 | 35.14 | 35.47 | 36.63 | 36.82 | 35.68 | 35.53 | 34.97 |
% First time homebuyer | 42.67% | 37.80% | 35.79% | 33.24% | 33.58% | 27.60% | 25.66% | 27.61% | 25.76% |
Avg mortgage insurance % | 10.94% | 9.96% | 10.19% | 10.72% | 10.05% | 8.02% | 7.97% | 9.36% | 9.74% |
Best Mortgage Brokers around Central City, Colorado 80427
For those searching for a new home in Central City, we have compiled a list of the top mortgage brokers located in and around Central City, Colorado 80427 to assist you with your search.
Stearns Lending
29023 Upper Bear Creek Rd
Evergreen CO 80427
(303) 679-3314
Evergreen Homes For Sale
30223 Hilltop Dr
Evergreen CO 80427
(303) 653-7988
Colorado Home Loans Dot Com
1524 Belford Ct
Evergreen CO 80427
(303) 674-0201
dan.smith@academymortgage.com
Fox Valley Mutual
1240 Bergen Pkwy
Evergreen CO 80427
(303) 674-2300
lisamarie@foxvalleymutual.com
Windom Mortgage
29029 Upper Bear Creek Rd
Evergreen CO 80427
(303) 679-2585
anderson@uswest.net
Address
29023 Upper Bear Creek Rd
Evergreen CO
Contact
(303) 679-3314
Address
30223 Hilltop Dr
Evergreen CO
Contact
(303) 653-7988
Address
1524 Belford Ct
Evergreen CO
Contact
(303) 674-0201
dan.smith@academymortgage.com