Compare Today’s Mortgage Rates in Cortez, Colorado 81321
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Cortez, Colorado 81321.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $8,356 over the lifetime of your 30-year fixed loan, or a monthly savings of $23 in Cortez and other areas of Montezuma county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Cortez, Colorado 81321
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Cortez, Colorado 81321
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cortez, CO 81321. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cortez, Colorado 81321 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cortez, Colorado and around Montezuma county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.30% | 94.86% | 94.85% | 93.07% | 90.13% | 92.79% | 90.28% | 85.76% | 90.17% |
| avg mortgage rate | 6.56% | 4.64% | 3.10% | 3.54% | 4.58% | 4.72% | 4.26% | 4.03% | 4.22% |
| % 15 year fixed mortgage | 3.36% | 4.18% | 3.24% | 4.83% | 7.26% | 5.97% | 7.42% | 10.36% | 8.55% |
| avg mortgage rate | 5.70% | 3.65% | 2.41% | 3.01% | 3.79% | 4.02% | 3.44% | 3.34% | 3.35% |
| Avg credit score | 746.86 | 760.76 | 751.98 | 752.92 | 750.69 | 756.88 | 752.60 | 755.53 | 757.05 |
| Avg LTV (loan to value) | 77.32% | 80.51% | 81.98% | 81.29% | 81.90% | 79.91% | 81.14% | 81.15% | 81.55% |
| Avg DTI (debt to income) | 39.60 | 37.64 | 34.93 | 34.74 | 35.64 | 35.06 | 33.47 | 33.06 | 31.94 |
| % First time homebuyer | 31.54% | 33.76% | 31.91% | 31.72% | 32.22% | 21.89% | 23.27% | 21.36% | 24.79% |
| Avg mortgage insurance % | 11.46% | 12.21% | 12.62% | 12.31% | 11.86% | 10.28% | 10.93% | 11.10% | 10.32% |
Best Mortgage Brokers around Cortez, Colorado 81321
For those searching for a new home in Cortez, we have compiled a list of the top mortgage brokers located in and around Cortez, Colorado 81321 to assist you with your search.
Name
Address
Contact
Arete Mortgage
10 W Main St
Cortez CO 81321
(970) 564-1500
http://www.arete.us
Adams Mortgage
215 N Linden St
Cortez CO 81321
(970) 564-5916
Academy Mortgage - Cortez
208 W North St
Cortez CO 81321
(970) 565-9023
contact@academymortgage.com
Wells Fargo Home Mortgage
641 E Main St
Cortez CO 81321
(970) 564-9929
robert.maund@abbotdowning.com
Cobalt Mortgage
2505 E Main St
Cortez CO 81321
(970) 565-4807
http://cobaltmortgage.com
Address
10 W Main St
Cortez CO
Contact
(970) 564-1500
http://www.arete.us
Address
215 N Linden St
Cortez CO
Contact
(970) 564-5916
Address
208 W North St
Cortez CO
Contact
(970) 565-9023
contact@academymortgage.com