Compare Today’s Mortgage Rates for Denver, Colorado
Pureloan searches mortgage lenders and major banks in Denver, Colorado 80299 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $20,633 or $57 / month is expected in Denver and other areas of Denver county.
Pureloan’s search engine explores all home mortgage options in Denver, Colorado 80299, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Denver, Colorado 80299


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Denver, CO 80299, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Denver, Colorado 80299 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Denver, Colorado and around Denver county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.62% | 90.53% | 91.05% | 91.27% | 92.86% | 92.24% | 94.24% | 93.51% |
avg mortgage rate | 4.98% | 4.67% | 3.90% | 4.01% | 4.48% | 4.16% | 3.96% | 4.18% |
% 15 year fixed mortgage | 6.21% | 7.41% | 7.18% | 7.79% | 6.29% | 6.51% | 4.66% | 5.50% |
avg mortgage rate | 4.37% | 3.95% | 3.20% | 3.16% | 3.52% | 3.29% | 3.19% | 3.34% |
Avg credit score | 760.81 | 762.63 | 764.78 | 758.87 | 754.34 | 753.85 | 751.70 | 753.60 |
Avg LTV (loan to value) | 74.34% | 76.53% | 78.72% | 79.76% | 80.94% | 80.89% | 80.38% | 79.15% |
Avg DTI (debt to income) | 34.64 | 34.10 | 33.58 | 33.95 | 35.02 | 35.44 | 35.88 | 36.16 |
% First time homebuyer | 30.67% | 27.91% | 27.36% | 30.52% | 34.61% | 35.29% | 35.11% | 33.80% |
Avg mortgage insurance % | 3.53% | 5.63% | 8.25% | 9.63% | 11.32% | 11.31% | 10.51% | 9.67% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Denver, Colorado 80299
If you’re looking to buy a new home in Denver, we have compiled a list of the leading mortgage brokers around Denver, Colorado 80299 to help you with your search.
Yellowstone Mortgage
1499 Blake St
Denver CO 80299
(303) 650-8800
http://www.yellowstonemortgage.com/
Colorado Housing and Finance Authority
1981 Blake St
Denver CO 80299
(303) 297-2432
concerns@chfainfo.com
Gateway Funding Diversified Mortgage Services
1228 15th St
Denver CO 80299
(720) 583-2009
awitzburg@gatewayfunding.com
Supreme Lending
1670 Broadway
Denver CO 80299
(303) 835-4175
http://mortgagelendersdenverco.com
Spire Financial
1553 Platte St
Denver CO 80299
(303) 595-0110
contactus@spirefinancial.com
Address
1499 Blake St
Denver CO
Contact
(303) 650-8800
http://www.yellowstonemortgage.com/
Address
1981 Blake St
Denver CO
Contact
(303) 297-2432
concerns@chfainfo.com
Address
1228 15th St
Denver CO
Contact
(720) 583-2009
awitzburg@gatewayfunding.com