Compare Today’s Mortgage Rates for Durango, Colorado
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Durango, Colorado 81303. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $20,185 or $56 / month in Durango and surrounding areas of La Plata county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Durango, Colorado 81303.
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Summary of Average Mortgage Terms in Durango, Colorado 81303
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Durango, CO 81303, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Durango, Colorado 81303 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Durango, Colorado and around La Plata county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.14% | 84.75% | 85.28% | 86.89% | 87.96% | 90.17% | 88.59% | 88.21% |
| avg mortgage rate | 4.96% | 4.67% | 3.89% | 3.91% | 4.49% | 4.20% | 4.01% | 4.19% |
| % 15 year fixed mortgage | 13.04% | 11.86% | 11.66% | 11.48% | 9.52% | 8.43% | 8.50% | 9.74% |
| avg mortgage rate | 4.24% | 3.98% | 3.30% | 3.02% | 3.53% | 3.43% | 3.31% | 3.41% |
| Avg credit score | 759.71 | 761.92 | 769.49 | 762.01 | 755.71 | 756.41 | 753.66 | 752.16 |
| Avg LTV (loan to value) | 76.84% | 78.49% | 79.98% | 82.95% | 83.36% | 82.81% | 82.02% | 82.09% |
| Avg DTI (debt to income) | 31.85 | 32.62 | 31.18 | 31.55 | 32.78 | 32.60 | 33.39 | 33.04 |
| % First time homebuyer | 30.80% | 25.99% | 28.83% | 29.92% | 33.33% | 36.80% | 29.98% | 33.85% |
| Avg mortgage insurance % | 5.73% | 6.80% | 9.39% | 11.17% | 11.88% | 11.87% | 11.88% | 11.34% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Durango, Colorado 81303
If you’re looking to buy a new home in Durango, we have compiled a list of the leading mortgage brokers around Durango, Colorado 81303 to help you with your search.
Name
Address
Contact
Discover Home Loans
329 S Camino Del Rio
Durango CO 81303
(970) 375-0740
Capital Home Mortgage
1073 Main Ave
Durango CO 81303
(970) 375-1222
Keystone Mortgage Corporation
1211 Main Ave
Durango CO 81303
(970) 259-1599
http://www.keystonefunding.com/
Mortgage Solutions
679 E 2nd Ave
Durango CO 81303
(970) 259-3039
Nia Technique
144 E 8th St
Durango CO 81303
(970) 946-1554
Address
329 S Camino Del Rio
Durango CO
Contact
(970) 375-0740
Address
1073 Main Ave
Durango CO
Contact
(970) 375-1222
Address
1211 Main Ave
Durango CO
Contact
(970) 259-1599
http://www.keystonefunding.com/