Compare Today’s Mortgage Rates in Florence, Colorado 81290
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Florence, Colorado 81290.
Our search engine thoroughly explores all home mortgage options in Florence, Colorado 81290, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,270 in lifetime cash or $20 per month in Florence and other areas of Fremont county.
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Summary of Average Mortgages in Florence, Colorado 81290
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Florence, Colorado 81290
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Florence, CO 81290. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Florence, Colorado 81290 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Florence, Colorado and around Fremont county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.30% | 94.86% | 94.85% | 93.07% | 90.13% | 92.79% | 90.28% | 85.76% | 90.17% |
| avg mortgage rate | 6.56% | 4.64% | 3.10% | 3.54% | 4.58% | 4.72% | 4.26% | 4.03% | 4.22% |
| % 15 year fixed mortgage | 3.36% | 4.18% | 3.24% | 4.83% | 7.26% | 5.97% | 7.42% | 10.36% | 8.55% |
| avg mortgage rate | 5.70% | 3.65% | 2.41% | 3.01% | 3.79% | 4.02% | 3.44% | 3.34% | 3.35% |
| Avg credit score | 746.86 | 760.76 | 751.98 | 752.92 | 750.69 | 756.88 | 752.60 | 755.53 | 757.05 |
| Avg LTV (loan to value) | 77.32% | 80.51% | 81.98% | 81.29% | 81.90% | 79.91% | 81.14% | 81.15% | 81.55% |
| Avg DTI (debt to income) | 39.60 | 37.64 | 34.93 | 34.74 | 35.64 | 35.06 | 33.47 | 33.06 | 31.94 |
| % First time homebuyer | 31.54% | 33.76% | 31.91% | 31.72% | 32.22% | 21.89% | 23.27% | 21.36% | 24.79% |
| Avg mortgage insurance % | 11.46% | 12.21% | 12.62% | 12.31% | 11.86% | 10.28% | 10.93% | 11.10% | 10.32% |
Best Mortgage Brokers around Florence, Colorado 81290
For those searching for a new home in Florence, we have compiled a list of the top mortgage brokers located in and around Florence, Colorado 81290 to assist you with your search.
Name
Address
Contact
Mortgage Link
1099 Main Ave
Durango CO 81290
(970) 259-8600
Vantage Point Mortgage
1155 E 2nd Ave
Durango CO 81290
(970) 382-0820
sales@bdmedia.com
Arete Mortgage
2855 Main Ave
Durango CO 81290
(970) 375-1111
arete@arete.us
Select Mortgage
777 Main Ave
Durango CO 81290
(970) 375-3229
schneider@bellatlantic.net
Southwest Land Services
1099 Main Ave
Durango CO 81290
(970) 259-2629
swlsinc@frontier.net
Address
1099 Main Ave
Durango CO
Contact
(970) 259-8600
Address
1155 E 2nd Ave
Durango CO
Contact
(970) 382-0820
sales@bdmedia.com
Address
2855 Main Ave
Durango CO
Contact
(970) 375-1111
arete@arete.us