Compare Today’s Mortgage Rates for Fruita, Colorado
Pureloan searches mortgage lenders and major banks in Fruita, Colorado 81521 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $12,930 or $36 / month is expected in Fruita and other areas of Mesa county.
Pureloan’s search engine explores all home mortgage options in Fruita, Colorado 81521, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Fruita, Colorado 81521


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Fruita, CO 81521, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Fruita, Colorado 81521 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Fruita, Colorado and around Mesa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 85.14% | 84.75% | 85.28% | 86.89% | 87.96% | 90.17% | 88.59% | 88.21% |
avg mortgage rate | 4.96% | 4.67% | 3.89% | 3.91% | 4.49% | 4.20% | 4.01% | 4.19% |
% 15 year fixed mortgage | 13.04% | 11.86% | 11.66% | 11.48% | 9.52% | 8.43% | 8.50% | 9.74% |
avg mortgage rate | 4.24% | 3.98% | 3.30% | 3.02% | 3.53% | 3.43% | 3.31% | 3.41% |
Avg credit score | 759.71 | 761.92 | 769.49 | 762.01 | 755.71 | 756.41 | 753.66 | 752.16 |
Avg LTV (loan to value) | 76.84% | 78.49% | 79.98% | 82.95% | 83.36% | 82.81% | 82.02% | 82.09% |
Avg DTI (debt to income) | 31.85 | 32.62 | 31.18 | 31.55 | 32.78 | 32.60 | 33.39 | 33.04 |
% First time homebuyer | 30.80% | 25.99% | 28.83% | 29.92% | 33.33% | 36.80% | 29.98% | 33.85% |
Avg mortgage insurance % | 5.73% | 6.80% | 9.39% | 11.17% | 11.88% | 11.87% | 11.88% | 11.34% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Fruita, Colorado 81521
If you’re looking to buy a new home in Fruita, we have compiled a list of the leading mortgage brokers around Fruita, Colorado 81521 to help you with your search.
Envoy Mortgage
181 Arches Dr
Fruita CO 81521
(970) 424-6688
http://envoymortgage.com
Cornerstone Mortgage
138 S Park Sq
Fruita CO 81521
(970) 263-5435
mmelgares@houseloan.com
Wells Fargo Home Mortgage
3231 I-70 Business Loop
Clifton CO 81521
(970) 434-5476
http://www.wellsfargo.com/mortgage/
Ezmoney
571 32 Rd
Clifton CO 81521
(970) 434-5400
http://www.ezmoneypaydayloans.com/locations.php
Fidelity Mortgage
700 Belford Ave
Grand Junction CO 81521
(970) 242-7000
loans@fidelitymtg.com
Address
181 Arches Dr
Fruita CO
Contact
(970) 424-6688
http://envoymortgage.com
Address
138 S Park Sq
Fruita CO
Contact
(970) 263-5435
mmelgares@houseloan.com
Address
3231 I-70 Business Loop
Clifton CO
Contact
(970) 434-5476
http://www.wellsfargo.com/mortgage/