Compare Today’s Mortgage Rates for Fruita, Colorado
Pureloan searches all major banks and mortgage lenders for the best home loan rates in Fruita, Colorado 81521. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $8,664 or $24 / month in Fruita and surrounding areas of Mesa county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Fruita, Colorado 81521.
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Summary of Average Mortgage Terms in Fruita, Colorado 81521
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Historical Mortgage Rates for Fruita, Colorado 81521 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Fruita, Colorado and around Mesa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.14% | 84.75% | 85.28% | 86.89% | 87.96% | 90.17% | 88.59% | 88.21% |
| avg mortgage rate | 4.96% | 4.67% | 3.89% | 3.91% | 4.49% | 4.20% | 4.01% | 4.19% |
| % 15 year fixed mortgage | 13.04% | 11.86% | 11.66% | 11.48% | 9.52% | 8.43% | 8.50% | 9.74% |
| avg mortgage rate | 4.24% | 3.98% | 3.30% | 3.02% | 3.53% | 3.43% | 3.31% | 3.41% |
| Avg credit score | 759.71 | 761.92 | 769.49 | 762.01 | 755.71 | 756.41 | 753.66 | 752.16 |
| Avg LTV (loan to value) | 76.84% | 78.49% | 79.98% | 82.95% | 83.36% | 82.81% | 82.02% | 82.09% |
| Avg DTI (debt to income) | 31.85 | 32.62 | 31.18 | 31.55 | 32.78 | 32.60 | 33.39 | 33.04 |
| % First time homebuyer | 30.80% | 25.99% | 28.83% | 29.92% | 33.33% | 36.80% | 29.98% | 33.85% |
| Avg mortgage insurance % | 5.73% | 6.80% | 9.39% | 11.17% | 11.88% | 11.87% | 11.88% | 11.34% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Fruita, Colorado 81521
If you’re looking to buy a new home in Fruita, we have compiled a list of the leading mortgage brokers around Fruita, Colorado 81521 to help you with your search.
Name
Address
Contact
Envoy Mortgage
181 Arches Dr
Fruita CO 81521
(970) 424-6688
http://envoymortgage.com
Cornerstone Mortgage
138 S Park Sq
Fruita CO 81521
(970) 263-5435
mmelgares@houseloan.com
Wells Fargo Home Mortgage
3231 I-70 Business Loop
Clifton CO 81521
(970) 434-5476
http://www.wellsfargo.com/mortgage/
Ezmoney
571 32 Rd
Clifton CO 81521
(970) 434-5400
http://www.ezmoneypaydayloans.com/locations.php
Fidelity Mortgage
700 Belford Ave
Grand Junction CO 81521
(970) 242-7000
loans@fidelitymtg.com
Address
181 Arches Dr
Fruita CO
Contact
(970) 424-6688
http://envoymortgage.com
Address
138 S Park Sq
Fruita CO
Contact
(970) 263-5435
mmelgares@houseloan.com
Address
3231 I-70 Business Loop
Clifton CO
Contact
(970) 434-5476
http://www.wellsfargo.com/mortgage/